Yeah I think I'm with you... £1800 seems fair IMO,would be nice to get an actual figure to push for though. Don't want to leave them any meat on the bone!
Will her policy excess will be taken from the final figure till they agree on blame?
Isn't the excess for a claim from Her against Her insurance. This is a claim against the other parties insurance.
Therefore no excess should be payable?
(This is assuming they don't go 50/50 in which case is 50% payable...???)
Do you think it could still go nasty from here?
Ask them to show you examples for sale now that you can buy with £1800.