OMFG. Another first car thread :)
- Thread starter allllec
- Start date
I'm quite surprised at that £1.8k insurance quote. Who was it with? I reckon you could get it lower than that. It's hardly a supercar
With eCar.
It's a bloody mirical tbh. I would very much doubt I can get lower with my age and postcode etc. I've looked at all the big names, all the big insurance search engines and eCar always come out on top.
1.8k is a bloody good price for me! considering not so long ago I was getting the cheapest quotes on a Punto 1.2 for 2.3k
Had many a thread on this topic.
Yes yes and yes I've been around the 6 main search engines. The big idependant sites, eg ones you've listed and direct line.
I've also gone direct to the insurers that come out top on the search engines to see that they are correct and I can quite safley say eCar is the cheapest insurance for me and by £500++.
Trust me I'm over the moon with that quote
(granted the punto has come down but before christmas it was 2.8k, not 2.3k that was a typo). I'll requote it now see what its come down too.)
It's now coming in at 1.8k. Slightly more reasonable that before but still bloody awfull for such a underpowered piece of ****
Yes yes and yes
I've been around the 6 main search engines. The big idependant sites, eg ones you've listed and direct line.I've also gone direct to the insurers that come out top on the search engines to see that they are correct and I can quite safley say eCar is the cheapest insurance for me and by £500++.
Trust me I'm over the moon with that quote
(granted the punto has come down but before christmas it was 2.8k, not 2.3k that was a typo). I'll requote it now see what its come down too.)
It's now coming in at 1.8k. Slightly more reasonable that before but still bloody awfull for such a underpowered piece of ****
Last edited:
As a new driver, when considering your new car budget, remember that you will only be insuring it TPFT. This makes it a gamble, and the golden rule of gambling is that you shouldn't gamble what you can't afford to lose.
There is a balance to be found, between buying a cheap nail that will need a lot of maintenance and therefore ultimately costing as much as a decent one in the first place, and spending £2.5k when £2k or less may do, wile being easier to stomach if despite driving like an angel, some stupid cow pulls out on you and you stack it at 30.
Also, think carefully about things like tyres. There are those that will skimp on your sole contact point (hopefully) with the road, on the basis that it's no super-car. Fair point, but, whether your car has got 100 or 1000 thousand horses, at some point, you WILL need to do an emergency stop. I have always bought the best WET tyres I could find, for no other reason than I would feel like such a prize **** if for want of a car lengths extra stopping distance I'd cracked my front bumper or worse (!), and subsequently lost more than extra £15 or whatever per corner I'd saved.
Kudos on being sound as well, you're the first young lad I've seen in here asking for help that doesn't think they know better already, that sort of attitude will win you a lot of respect...
There is a balance to be found, between buying a cheap nail that will need a lot of maintenance and therefore ultimately costing as much as a decent one in the first place, and spending £2.5k when £2k or less may do, wile being easier to stomach if despite driving like an angel, some stupid cow pulls out on you and you stack it at 30.
Also, think carefully about things like tyres. There are those that will skimp on your sole contact point (hopefully) with the road, on the basis that it's no super-car. Fair point, but, whether your car has got 100 or 1000 thousand horses, at some point, you WILL need to do an emergency stop. I have always bought the best WET tyres I could find, for no other reason than I would feel like such a prize **** if for want of a car lengths extra stopping distance I'd cracked my front bumper or worse (!), and subsequently lost more than extra £15 or whatever per corner I'd saved.
Kudos on being sound as well, you're the first young lad I've seen in here asking for help that doesn't think they know better already, that sort of attitude will win you a lot of respect...
I'm quite surprised at that £1.8k insurance quote. Who was it with? I reckon you could get it lower than that. It's hardly a supercar
My 306 was £1500 in my first year when I was 19.
As a new driver, when considering your new car budget, remember that you will only be insuring it TPFT. This makes it a gamble, and the golden rule of gambling is that you shouldn't gamble what you can't afford to lose.
There is a balance to be found, between buying a cheap nail that will need a lot of maintenance and therefore ultimately costing as much as a decent one in the first place, and spending £2.5k when £2k or less may do, wile being easier to stomach if despite driving like an angel, some stupid cow pulls out on you and you stack it at 30.
Also, think carefully about things like tyres. There are those that will skimp on your sole contact point (hopefully) with the road, on the basis that it's no super-car. Fair point, but, whether your car has got 100 or 1000 thousand horses, at some point, you WILL need to do an emergency stop. I have always bought the best WET tyres I could find, for no other reason than I would feel like such a prize **** if for want of a car lengths extra stopping distance I'd cracked my front bumper or worse (!), and subsequently lost more than extra £15 or whatever per corner I'd saved.
Kudos on being sound as well, you're the first young lad I've seen in here asking for help that doesn't think they know better already, that sort of attitude will win you a lot of respect...
The TPFT point is a bloody good one that didn't cross my mind at all.
Oooerrrr. You've got me thinking now. Infact I'm seriously considering getting a £500 jobbie to (hopefully) get me 1/2 year ncb and get fully comp on a nice car (for example a focus).
So lets take the focous out of the equation.
Seems to me to be between. Fiesta 1.25 and Corsa.
I personally havent actually heard a good argument for the Fiesta and its an extra £300-400 on the old insurance. Where as the corsa really as the cheapest but bearable car I've found.
Anyone advice on corsas? Years/Milage to avoid or anything?
Thanks again people mucho appreciated
Bah humbug. Get your coat
Associate
- Joined
- 9 Sep 2007
- Posts
- 1,873
Where are you getting all these quotes from?!? I've never paid more than triple figures for my insurance!
Thats becuase you don't live at my postcode
Add that on to the fact I'm a 17 year old male and you get one hell of a quote. 
Thats becuase you don't live at my postcode
I was 18 when I had my first car and it was only £700 TPFT, I'm only 20 now and I'm paying £600 FC
And don't even get me started on bike insurance
thats worrying
Not really, if you're spending more than a few hundred quid on a car and you're already scrimping every penny you can find together for insurance, you don't really want to be out of pocket if you have an accident, but yeah fair enough if he's just buying a crummy old Corsa
And alllllec, get a Fiesta. Way better than a corsa. Just... better.
Reading's B-C, Derby's B and mine's out on the street
For some reason my quotes still come out worse than all my friends who live in the same postcode RG30, i assume its my street that is for some reason marked down as being worse
A mate of mine can get sub £1k on ever hatchback out there! 
My God ,I did not realise insurance was such a rip off for the teens
I'm paying about £280 fully comp on a 2.5 V6 coupe !
my insurance for my fiesta 1.25 1997 no mods at all. is 1700 a year third party fire and theft. i passed three weeks ago and have already been in an accident which leaves me with a broken driver side wing and the light has been snapped out of position doing pass plus makes it 1400 though. the 300 pounds return will be spent on some new speakers then the rest will be saved.
basically insurance is a rip off but you can understand why when i have already had one accident which left the other persons car with some dented doors. so i guess they have to cover the cost some how.