online banking apps

NooBish AbbZ · 27 Feb 2016 at 19:10

Started using barclaycard's very recently;not long enough to form an opinion.

Been using RBS' for a few years; always spot on. No complaints whatsoever

DJMK4 · 27 Feb 2016 at 19:37

I have a rule. Most times if websites have apps. I stick to using the website. Far more reliable. Bugs develop all the time with apps,had far more issues with apps than on normal website sessions

TommyV · 27 Feb 2016 at 19:41

I've been using the Barclays app for years, or since whenever they released their first version. It's improved drastically with every iteration and I use it daily.

When sending from your PayPal to your bank it should be very quick, when doing it the other way round it takes a few days though.

shadow_boxer · 27 Feb 2016 at 20:36

Been using the Lloyds banking app on android for a couple of years now and never encountered an problem. Only niggle is occasionally getting confirmation of transfers from their fraud protection but I can live with that.

mrk · 27 Feb 2016 at 21:01

DJMK4 said:
I have a rule. Most times if websites have apps. I stick to using the website. Far more reliable. Bugs develop all the time with apps,had far more issues with apps than on normal website sessions

Thankfully this is not the case with the Barclays apps. Very reliable and accurate.

Bony Maloney · 27 Feb 2016 at 21:15

thebennyboy said:
I'm with Natwest and have never had any issues with either their online banking or the mobile banking app.

This. great app that I wouldn't hesitate to recommend

jpod · 27 Feb 2016 at 22:10

RBOS - personal/business account. They cannot do banking right in reality, god forbid what happens when they do it virtually. I don't use it, don't plan to. Never a problem.

I like PayPal, that is fine.

Evo8 · 28 Feb 2016 at 00:31

RBS app works like a dream for me.

Danger Phoenix · 28 Feb 2016 at 00:52

The RBS apps at least do not check for root access and therefore still work on Android devices which have been rooted.

Those of you who mentioned RBS systems (we used to be part of RBS Insurance and split of as Direct Line Group - they were forced to sell their insurance arm) and can fairly say that whilst we may have had a few system issues it is pretty reliable.

For the NatWest application, you need to close it and reopen it for it to show updates. Same applies to the Online Banking.

Zatoichi.uK · 28 Feb 2016 at 09:16

Sayso said:
I just use my browser on my phone with Santander and its instant...its the interwebs man dont you know.

Why not use the app?

Haze · 28 Feb 2016 at 09:49

Mobile phones have really poor security, there is no way i would use any banking app

Broken Hope · 28 Feb 2016 at 09:54

The FBI think otherwise when it comes to iPhones..

suenstar · 28 Feb 2016 at 10:40

I have the RBS, Natwest and Barclay apps on my devices.
All three work perfectly, everything I need to know is displayed and doing a quick payment to an existing payee while out and about is so useful.

NerveAgent · 28 Feb 2016 at 10:41

Never had any issue with the Natwest app (which I've used for years) or the Santander app. Much easier than faffing around with the login screen on the full website. I can't believe people do that on mobiles!

Zatoichi.uK · 28 Feb 2016 at 11:36

I don't see how using a browser on a mobile is any safer than an app on a mobile.

malachi · 28 Feb 2016 at 11:36

I use Lloyds, HSBC, Halifax and Barclays. Both on Android and iOS, Lloyds and Barclays being the best apps as I can transfer money to a new contact without having to physically logging on to the website and setting it up.

Post Office doesnt have a banking app but I am cancelling this credit card soon as Im back from my holiday in September.

Haze said:
Mobile phones have really poor security, there is no way i would use any banking app

That's not the case if HSBC and Barclays are allowing mobile phones to replace the logging tokens for online banking. I haven't heard of a person account being hacked due to mobile phone security.

Mattus · 28 Feb 2016 at 15:16

Haze said:
Mobile phones have really poor security

That is so vague as to be completely meaningless!

Why would using an app on (for example) an iPhone be any less secure than using a website on a PC?

Danger Phoenix · 28 Feb 2016 at 17:23

Haze said:
Mobile phones have really poor security, there is no way i would use any banking app

Rubbish! Generally with security it isn't the hardware that is the risk but the user. However, you are welcome to your own opinion and not use any banking applications on your phone... the rest of the world will though because a) they are clueless or b) they actually know how it all works (which you obviously don't). :rolleyes:

Feek · 28 Feb 2016 at 17:33

Danger Phoenix said:
The RBS apps at least do not check for root access and therefore still work on Android devices which have been rooted.

That would be enough of a clincher for me NOT to use the RBS app.

From what I've read up on, the Barclays App seems to be widely accepted as the best one out there.

Danger Phoenix · 29 Feb 2016 at 14:08

Feek said:
That would be enough of a clincher for me NOT to use the RBS app.

From what I've read up on, the Barclays App seems to be widely accepted as the best one out there.

My sister uses the Barclays app and I have to admit that it is pretty good. However when it comes to rooted devices, I would like to hope that people actually know what they are doing and aren't going to install random applications left right and centre. I for one don't and look at permissions and what others have said online.