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Cyanide

Cyanide

Cyanide

Soldato
Joined
5 Mar 2006
Posts
3,975
Location
Nottingham
Just had this month's pay slip through and evidently they forgot to add me back in to the system after I came back from a single day off sick. As a result I'm missing almost half a months wage. All my vital bills have been paid but there's a few going to bounce when they try to take them on Monday.

Can anyone advise on how the hell to sort this out? Do they have to refund charges etc? What happens if they try to blag it by adding it on to next months wage?
 
You'll have a job of it as it's how banks, etc. make their money over here, but if it's clearly not your fault and not happened before, you'll be very unlucky if they didn't.

If I were you though, I'd get onto the bank and explain the situation ASAP.
 
Cyanide said:
Just had this month's pay slip through and evidently they forgot to add me back in to the system after I came back from a single day off sick. As a result I'm missing almost half a months wage. All my vital bills have been paid but there's a few going to bounce when they try to take them on Monday.

Can anyone advise on how the hell to sort this out? Do they have to refund charges etc? What happens if they try to blag it by adding it on to next months wage?
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They'll add it to next months but issue an emergency payment, which will likely be less than you're owed.
 
If I were you I'd talk to whoever is in charge at your company and ask them to pay the missing amout asap.
It's their fault so they should be alright with taking the responsibility and keeping the damage to a minimum ...
 
I'm with Lloyds and a bill came out of my account and i went ~£5 over my overdraft limit. I got a letter about a week later saying I owed them almost £60 because of it. I called them up like wtf, why didn't you just not let the bill come out and the guy on the phone was like OK I'll stop the charge this time, but if it happens again you'll have to pay it :D
 
Ugh, off topic bank rant.

I tend to go over my available balance once a month, maybe because I've forgot a PayPal payment is due to go out or something silly.

I hardly ever go under -£2.00 but Natwest charge me £20.00 each time this happens. 100% my fault for going over, but I think a fee more like £5.00 would be much more reasonable.
 
Nix said:
You'll have a job of it as it's how banks, etc. make their money over here, but if it's clearly not your fault and not happened before, you'll be very unlucky if they didn't.

If I were you though, I'd get onto the bank and explain the situation ASAP.
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I don't expect the banks to refund the charges, it's not their fault. Surely my employer should be refunding me the charges?
 
The company should even be able to give you cash to pay in or as has been suggested, a CHAPS payment.

Alternatively, either talk to your bank now about the problem and explain you are due the additional money and they might give you a temporary overdraft/extension or if that fails perhaps look at one of the short-term lending facilities available like wonga.com
 
TDenic I bank with natwest and pay nowhere near that when I go in the red. The last few occasions it has happened I am usually back in the black the next day so get a polite letter telling me that they have graciously waivered the fee this time :o
 
D1ngd0ng said:
TDenic I bank with natwest and pay nowhere near that when I go in the red. The last few occasions it has happened I am usually back in the black the next day so get a polite letter telling me that they have graciously waivered the fee this time :o
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Really? They lowered it to £20.00 not long back, it used to be £35.
 
Cyanide said:
Just had this month's pay slip through and evidently they forgot to add me back in to the system after I came back from a single day off sick. As a result I'm missing almost half a months wage. All my vital bills have been paid but there's a few going to bounce when they try to take them on Monday.

Can anyone advise on how the hell to sort this out? Do they have to refund charges etc? What happens if they try to blag it by adding it on to next months wage?
Click to expand...

Banks aren't as bad as they're made out. Most will remove the charges.

If not, your employer should pay any charges.
 
TDenic said:
Ugh, off topic bank rant.

I tend to go over my available balance once a month, maybe because I've forgot a PayPal payment is due to go out or something silly.

I hardly ever go under -£2.00 but Natwest charge me £20.00 each time this happens. 100% my fault for going over, but I think a fee more like £5.00 would be much more reasonable.
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Why don't you just get an overdraft?

I've got an overdraft of just £100 for cases such as this...
 
Marky said:
Why don't you just get an overdraft?

I've got an overdraft of just £100 for cases such as this...
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Banks wont always give them depending on income/outgoings.

Despite the fact I have easily enough to cover an £100 overdraft every month, Natwest refused to give me an overdraft recently. Was a bit pathetic really.
 
Nix said:
Banks wont always give them depending on income/outgoings.

Despite the fact I have easily enough to cover an £100 overdraft every month, Natwest refused to give me an overdraft recently. Was a bit pathetic really.
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Wow really? I'm surprised they're declining small overdrafts such as that :( Bad times... :(
 
Yup, when I was working I couldn't get an overdraft but I was only pulling in a low wage anyway. Now I'm unemployed so it'd be impossible.
 
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