overtime just to cover living costs

[Freefaller]

Going to be a tough couple of years however. A lot of industries will be the final nail in the coffin though. Especially hospitality.

Yeah that's the thing that's upsetting. Some of the luxuries in life that make life worth living are going to be harder to come by now. It's going to be painful for 99% of us. Unless you're mega wealthy but they alone can't prop up the broader industries.

 

[tamzzy]

yeah, if it's another 40hrs or not putting the heating on as much I'll be doing the 40 hours!

don't have to put the heating on whilst at work too...double win

 

[Quartz]

i would need to do yearly around 35 - 40 hours overtime just to cover all recent living costs going up (

That's an hour a week. Pretty much nothing.

 

[squerble]

Looking increasingly like I'll have to shift my own red line of enforced savings from income from 25% down to 20%. I've been terrible with money in the past but now debt-free aside from phone bill and car lease so was really looking forward to saving a quarter of my earnings each month. Will be moving in the next couple of months so will be taking on bills just as I essentially get a pay-cut thanks to the NI, price cap and council tax increases. I earn a little bit above median salary and my partner earns slightly below so we've got a decent income coming in, but it's still taken a knock. And we'll have been together for 3 years by the time we get our first holiday, which may now have to be scaled back too.

Dread to think how we could ever afford children.

 

[theone8181]

Less disposable income for us so no holiday abroad again this year and I'm turning my attention to things that get used slot such as a more economical kettle, put the boiler in eco mode which I should have done years ago and binning off the TV license, no one watches the BBC anyway don't even know why we have it.

Sorry how do you get a more economical kettle, surely they all use the same power to boil the same liquid.

 

[Freakbro]

That's an hour a week. Pretty much nothing.

When it come to overtime, nothing is pretty much the number I've always aimed for

 

[Pawnless Endgame]

Have changed broadband supplier which has saved me £20 a month

What internet providers did you go to/from? Just wondered as I was on BT @ 50mbit/s for £29/month. They were hiking up their prices next month, so I ditched them and gone with Three 5G @ 280mbit/s for £16/month. That's with true unlimited data, not the "unlimited" that other providers state which turns out to be only 300GB.

Other than that, I've had my heating fully stripped out and replaced this week. This included replacing a 30 y/o boiler, so gas usage should be more efficient from now.

Other than that, I won't let Greta affect my standard of living. I.e. it won't be heat or eat, but heat and eat. It just means I won't be able to save as much.

 

[Kreeeee]

.

 

[adam cool dude]

Sorry how do you get a more economical kettle, surely they all use the same power to boil the same liquid.

Burn wood in the back garden that you have stolen from your local woodland area ?

 

[adam cool dude]

What internet providers did you go to/from? Just wondered as I was on BT @ 50mbit/s for £29/month. They were hiking up their prices next month, so I ditched them and gone with Three 5G @ 280mbit/s for £16/month. That's with true unlimited data, not the "unlimited" that other providers state which turns out to be only 300GB.

Other than that, I've had my heating fully stripped out and replaced this week. This included replacing a 30 y/o boiler, so gas usage should be more efficient from now.

Other than that, I won't let Greta affect my standard of living. I.e. it won't be heat or eat, but heat and eat. It just means I won't be able to save as much.

I was on bt's Halo which was £65 odd a month for a really rubbish 30mb fttc. I am on youfibre now £45 a month for 1 gig up and down as they were offering rollout in my area. Could have saved myself another £3 a month but got a VOIP phone number included across as my mother is oldskool.

 

[DXP55]

Looking increasingly like I'll have to shift my own red line of enforced savings from income from 25% down to 20%. I've been terrible with money in the past but now debt-free aside from phone bill and car lease so was really looking forward to saving a quarter of my earnings each month. Will be moving in the next couple of months so will be taking on bills just as I essentially get a pay-cut thanks to the NI, price cap and council tax increases. I earn a little bit above median salary and my partner earns slightly below so we've got a decent income coming in, but it's still taken a knock. And we'll have been together for 3 years by the time we get our first holiday, which may now have to be scaled back too.

Dread to think how we could ever afford children.

When I got married it was a choice of kids and get a council house or a mortgage and see what happened.
Got mortgage and don't have kids

 

[Pawnless Endgame]

I was on bt's Halo which was £65 odd a month for a really rubbish 30mb fttc. I am on youfibre now £45 a month for 1 gig up and down as they were offering rollout in my area. Could have saved myself another £3 a month but got a VOIP phone number included across as my mother is oldskool.

Congrats dude on the 1gbit up/down! The best that VDSL could offer for me in Stafford was 80mbit. Anything higher than that and you had to go with Virgin (cable), and they're a nightmare to cancel! So the next best thing for me was to go with Three 5G.

 

[413x]

I'm guessing you only need gigabit connection if you have a family?

 

[adam cool dude]

I'm guessing you only need gigabit connection if you have a family?

It really does help in today's digital age of gaming. I used to leave a new game to download overnight. I can literally pick and choose now as it takes a couple of minutes tops.

 

[Freefaller]

I'm guessing you only need gigabit connection if you have a family?

Honestly? Not really. I guess if you have teenagers that are online all the time (how sad) then it could help, but even 100mb is more than good enough for streaming, video calls etc.

I suppose if you're into gaming etc but even then you only need to download a large file once. Same with movies, 4k movies don't even need that much bandwidth.

It's more about contention ratio I think that's important.

 

[Puzzled]

Business costs are going up as well so you might not be able to get the paid overtime to cover the rise in costs.

 

[413x]

Honestly? Not really. I guess if you have teenagers that are online all the time (how sad) then it could help, but even 100mb is more than good enough for streaming, video calls etc.

I suppose if you're into gaming etc but even then you only need to download a large file once. Same with movies, 4k movies don't even need that much bandwidth.

It's more about contention ratio I think that's important.

There are two of us and we don't seem to have any issues on 70mbps down and 20 up.
ping settles at 20 ish most of the time.

Downloads are fast enough.

But yeah always assumed you wouldn't need more unless 4 people are doing intense stuff simultaneously!

 

[ozaudio]

35 - 40 hrs a year? I did that in one week last month

so there for if that was me, id have to do a week of 35- 40 hours for no extra money for my self from that 40 hours, i guess it also depends on what you are getting per hr for overtime, this tax year i will be around 10k ish in overtime and bonus up over a normal wage. but once the energy goes up again along with fuel prices, so will the price of supermarket food, again adding to the overall cost

 

[rodders]

I do OT anyway, I'll suck up the costs. Pay for what's needed, don't waste money, get on with life.

 

[theone8181]

I was on bt's Halo which was £65 odd a month for a really rubbish 30mb fttc. I am on youfibre now £45 a month for 1 gig up and down as they were offering rollout in my area. Could have saved myself another £3 a month but got a VOIP phone number included across as my mother is oldskool.

Have you found much that can max it, my experience of "poverty " spec 400 might is pretty much steam/origin etc and torrenting are the only things that max it, some websites still download at kb speed though.