Parking accident - Quick! Ask OcUK!!

Disco Boy said:
Tosh. I had an incident in a car park which was my fault and it went down as... my fault.
Click to expand...

Car parks

Normal driving rules do not apply in car parks. First most accidents occur when one or both of the vehicles are reversing and courts will expect that drivers who proceeding in a parking lane should be expecting other vehicles to reverse out of a parking space.

Each case should be considered on its merits
Whilst there may be a 50/50 presumption, all too often insurers and legal expenses insurance claims handlers will not look further than that presumption – it means the claim can be disposed of quickly and particularly where one company insures both parties, there seems to be a recommendation of a split settlement where otherwise there might not be.
Click to expand...

Given that he's stated no information about an independent witness, its simply his word against the other drivers.
 
MrLOL said:
inform your insurance that its her fault for openning the door into your path, and that you dont wish to claim.

Then you've not had any claims that you need to declare, and your insurance company can go tell her to get stuffed.

Unless she fabricates imaginary witnesses that werent there. Then things get sticky. Heres hoping if she works in the same building though, she wont stoop that low ...
Click to expand...

I would do this personally :).
 
How an insurance company can possibly justify increasing your premium if you don't make a claim if beyond my logic.

You say it was her fault and you don't want to claim, whatever she says, she can't prove that it was your fault anyway and she does want to claim. Seems to me it's her problem. I

If the insurance company raises your premium just because you are listed as being 'involved' in an accident, (lets face it, anything can happen on the roads that is totally beyond our control, we are all in part trusting everyone else around us as much as ourselves to not do something stupid) then ...well it says it all really doesn't it, theiving bar-stewards. I loathe insurance companies I really do.
 
You must log in or register to reply here.
Back
Top Bottom