If it came with it from the factory, you don't have to declare it. Anything you change/get changed should be disclosed and they decide if it needs to be officially declared and thus something that affects your premium. Some companies provide a list of the sorts of things they look for, generally performance/engine mods and overly expensive stuff like uprated shocks, fancy paint jobs, body kits, etc.Suggesting Insurance is automatically void because items aren't declared is a bit far fetched - I assume most people who have added options to their car when ordering (or have retrofitted factory options) don't declare them.
There's a lot of bad ones out there, then, as it's in the Ts&Cs that your insurance may be invalidated if you do not inform them of all relevant details regarding your vehicle, licence, personal details and history. Some companies obviously sieze upon it as an excuse not to pay out anything...Only the bad insurers do that. The good ones either ask you to pay the difference to cover the mods, or just don't replace/cover modified parts. Some specialist insurers will also cover the cost and even replace damaged mods like for like.
If it came with it from the factory, you don't have to declare it. Anything you change/get changed should be disclosed and they decide if it needs to be officially declared and thus something that affects your premium.
If it is an optional extra for that particular model, it probably counts as a Factory Spec, particularly given how there are many possible combinations of spec within the Model and Sub-Model (and sub-sub-sub-Model) choices.Where do you draw the line though? Let's say I buy a used car - it didn't come from the factory specced with Parking Sensors, however the previous owner got the dealer to fit OEM sensors that integrate with the dash etc.
If you're buying summat like that, I'd suspect you probably would know, though... That, or look it up as above.Same as if a used car came with different wheels (e.g. S-Line wheels on a non S-Line Audi for example) - how would I know they weren't the original ones?
http://www.metasystem.org.uk/vehicles_parking_rnpm.aspx
I bought and fitted one of these and they work really well. I can't drill into my bumper for various reasons.
How did you install it without driling into your bumper?
http://www.metasystem.org.uk/vehicles_parking_rnpm.aspx
I bought and fitted one of these and they work really well. I can't drill into my bumper for various reasons.
You just need to check what kind of video input it needs then there should bebloads of choice - I would just get and find the smallest camera out there that would suit the car, ideally fixed underneath a light cluster or the likes
Last few cars I have had have had these fitted already, and I've got very used to them.
Next car won't have them, so I am either going to fit sensors or even maybe a camera. Loads of cheap ones on ebay etc, anyone had success with these, or is it better to get more expensive ones from places like halfrauds?
Just to bring the thread slightly back on topic after all the insurance related talk -
Wife was at the Vauxhall dealer's yesterday about something else, but asked for a quote to have rear parking sensors fitted.... £350! Needless to say will be looking elsewhere.
If you're willing to put up with a slightly less attractive than OEM solution, you could buy some aftermarket sensors for about £20 and have them fitted with some patience and a morning of your time. I bought a cheap eBay set and fitted them to my old Mondeo and they were fine.
Disappointed in any bloke using these.
One thing I'm not sure of is whether the "system" is built into the head unit of the actual camera unit. I.e. the parking lines and ability for it to automatically turn on when reversing. I assume that is built into the Kenwood head we would already have?