Passed Test. Need car, ~£700.

Lopéz · 22 Mar 2006 at 22:35

Yep, I use http://www.adtrader.co.uk/ when I'm looking for second hand bargains - nearly all private sales mind you so not so good if you just want a load of test drives.

EDIT 'cos I got the URL wrong

rG-tom · 23 Mar 2006 at 03:24

Malt_Vinegar said:
/Malty's ears ***** up...

As much fun and as much as i love the Volvo, I dont think a group 16 car is a great first car though

*ahem*whispers that it's a group 13*ahem*

Tom.

James_N · 23 Mar 2006 at 03:43

BrenOS said:
3rd pf&t insurance surely wont be more than £300 if I do it through my father?

Uh Oh, wait for the insurance police to come along

Stringy · 23 Mar 2006 at 09:00

Hahahahaha

*sits down, picks up popcorn*

mattpc · 23 Mar 2006 at 09:15

Gilly said:
Well done dude

For that price you'd probably be best off grabbing someone who knows something about the motor trade and going down the auctions.

Whilst this is true in principal you really need someone who knows the auctions as well as cars. At some auctions there are far too many private punters who push the price beyond what you might pay for private stuff in the autotrader!!! Pick the right auction tho and you are laughing.

oweneades · 23 Mar 2006 at 11:40

Just have a look around your local garages. Also you could ask in main dealerships if they have had any old part ex's in. Should be able to get one of them dirt cheap.

As for the car itself anything with a small engine (1.6 and below) would suit you fine.

A quick list of decent little cars:

Corsa
Micra
Fiesta (newer shapes better)
Mini (check for rust)
Punto
Clio
Older astras
civic
rover 200

Gilly · 23 Mar 2006 at 11:50

BrenOS said:
However I will be going as 3rd pf&t under my father's name.

Don't forget that a) you'll have to declare yourself as the main driver and b) this won't accrue you any NCB.

Firestar_3x · 23 Mar 2006 at 11:54

Gilly said:
Don't forget that a) you'll have to declare yourself as the main driver and b) this won't accrue you any NCB.

Forgetting C --->

Possible forum uproar!

Best getting your own policy, having some NCD makes a huge diff!

BrenOS · 23 Mar 2006 at 13:01

If I were to go it alone on the insurance it's going to cost more than the car, which doesn't make sense.

Where's the potential uproar? Forgive me I am quite ignorant here, where's the harm on me being a named driver under my father? I'm insured, you're insured, where's there the problem?

Gilly · 23 Mar 2006 at 13:03

If you're the main driver of the car and are only a named driver on your father's policy then you're committing insurance fraud.

Firestar_3x · 23 Mar 2006 at 13:03

Its not a problem provided you drive less than your dad or you tell the insurance that even though your a named driver you will be using the car the most, its insurance fraud otherwise.

Edit - beaten to it

Gilly said:
If you're the main driver of the car and are only a named driver on your father's policy then you're committing insurance fraud.

Firestar_3x · 23 Mar 2006 at 13:07

Also this business about the insurance being more than the car, you need to remember your not just insuring your car, if you smash into a v8 Aston and its your fault your insurance will need to pay, your insuring the risk not your car.

BrenOS · 23 Mar 2006 at 13:49

OK cheers I'll make sure they're in the know that I'll be the main driver.

Gonna have a ring round this arvo for a few that have caught my eye

Twedd17 · 23 Mar 2006 at 21:36

Gilly said:
If you're the main driver of the car and are only a named driver on your father's policy then you're committing insurance fraud.

I don't understand that...yeah it might be insurance fraud in terms of getting it a bit cheaper than you would normally but how is anyone gonna know who's done the most miles in the car??????

My mate's insured with as a named driver on his mam's policy (she hasn't driven for about 10 years)

P.S. If you go with direct line as a named driver you do accure a no claims bonus, for when you want to go it alone, or buy a BMW

Malt_Vinegar · 23 Mar 2006 at 21:41

Twedd17 said:
My mate's insured with as a named driver on his mam's policy (she hasn't driven for about 10 years)

Whats this guy's name, and who is he insured with?

ajgoodfellow · 23 Mar 2006 at 21:42

Twedd17 said:
I don't understand that...yeah it might be insurance fraud in terms of getting it a bit cheaper than you would normally but how is anyone gonna know who's done the most miles in the car??????

My mate's insured with as a named driver on his mam's policy (she hasn't driven for about 10 years)

They will check up

When I had my accident in my Mum's Astra as a named driver they asked around to ensure that my Mum used the car more than me

This is rife so they are hot at discovering it

You also open yourselves up to possible prosecution from the police for driving without insurance as the insurance itself is void

You don't build up any no claims bonus either so you're just delaying the inevitable

Insurance is stupid for your first few years and it's a lot to stomach but that's just how it is

Twedd17 · 23 Mar 2006 at 21:46

Malt_Vinegar said:
Whats this guy's name, and who is he insured with?

Hardly gonna tell you that am I?

CIS insurance i think

West · 23 Mar 2006 at 22:40

BrenOS said:
If I were to go it alone on the insurance it's going to cost more than the car, which doesn't make sense.

Where's the potential uproar? Forgive me I am quite ignorant here, where's the harm on me being a named driver under my father? I'm insured, you're insured, where's there the problem?

Its going to cost more anyway mate... no matter what car you drive

My .900 Cinquecento is just over £90 a month and thats with my dad on the policy as a named driver...