Pay using Paypal or debit card?

[Swiftz]

I'm hoping to buy a Xiaomi smartphone on sale for £190 from Gearbest (Chinese website) and the phone comes with 1 year warranty so should I pay using my Barclays debit card or Paypal that is linked to my debit card for some protection in case they don't offer the warranty or is dead on arrival?

 

[Sasahara]

Paypal is probably better than debit card as there is some chance of getting your money back.

Credit Card would probably be even safer, but I'm not 100% on that due to it being an overseas purchase.

 

[Rotty]

don't you have a CC?

 

[Swiftz]

don't you have a CC?

I don't have a credit card which would be the ideal choice to use.

 

[Energize]

Visa debit cards have a chargeback facility if the retailer defaults, it gives the same level of protection as a credit card.

 

[Christmas themed thank]

Credit card would allow Section 75 protection and yes it does work for purchases from overseas - it does with Barclaycard anyway.

If something goes wrong, it's probably going to be a lot faster to claim against the credit card company.

 

[Rifte]

Paypal or CC all the way with this.

 

[Kronos]

I'm hoping to buy a Xiaomi smartphone on sale for £190 from Gearbest (Chinese website) and the phone comes with 1 year warranty so should I pay using my Barclays debit card or Paypal that is linked to my debit card for some protection in case they don't offer the warranty or is dead on arrival?

I bought a Xiaomi Redmi note 4, very happy with it though set up was a little confusing.

 

[KIA]

PayPal.