Penalty points?

Jeff Lynne · 29 Jul 2009 at 15:14

I thought they lasted for three years, but I've just been told that it's four.

Is it four? :eek:

geuben · 29 Jul 2009 at 15:15

It's 3 years but they stay on your licence for 4 years for totting up purposes...whatever that means.

Janesy B · 29 Jul 2009 at 15:16

geuben said:
It's 3 years but they stay on your licence for 4 years for totting up purposes...whatever that means.

I always thought it was the other way round?

Dangerous Dave · 29 Jul 2009 at 15:16

geuben said:
It's 3 years but they stay on your licence for 4 years for totting up purposes...whatever that means.

Its the other way round they are on your license for 4 years however are only valid for totting up purposes for 3 years. Totting up is when you hit 12 points you are put forward for a 6 month ban usually unless you can come up with a hardship case.

geuben · 29 Jul 2009 at 15:18

Dangerous Dave said:
Its the other way round they are on your license for 4 years however are only valid for totting up purposes for 3 years. Totting up is when you hit 12 points you are put forward for a 6 month ban usually unless you can come up with a hardship case.

It would appear you are correct...and thinking about it, it does make sense that way around.

Jeff Lynne · 29 Jul 2009 at 15:25

I just renewed my insuarance and asked whether it made a difference that three were due to come off in January, he said that they'd be on their for four years and that I have to declare them for five years for insurance purposes.

I suppose the three years for totting up is the only important number here.

Skiddley · 29 Jul 2009 at 17:02

^ Correct. 3 tot, 4 license, 5 insurance.

mjt · 29 Jul 2009 at 17:05

5 on insurance? **** take

get rid of points and just have big fines like they do in most parts of europe

or just don't get caught, which is really the best method

Jeff Lynne · 29 Jul 2009 at 19:28

5 on insurance isn't a problem though, he said, as by the time five years have elapsed they'll have little or no bearing on your premium after so long.

Goksly · 29 Jul 2009 at 19:50

Since so many people have been caught speeding and the market is so competative, the increase of a SP30 on your policy is minimal.

Luke · 30 Jul 2009 at 00:43

10 points on my license made no difference at all.

Skiddley · 30 Jul 2009 at 08:40

Goksly said:
Since so many people have been caught speeding and the market is so competative, the increase of a SP30 on your policy is minimal.

Mine added 10%...

Django x2 · 30 Jul 2009 at 08:49

4 years on licence
3 years validity for totting up
5 years validity for insurance

/thread

Kol · 30 Jul 2009 at 09:37

Lucero said:
4 years on licence
3 years validity for totting up
5 years validity for insurance

/thread

when renewing with elephant they now ask for points within the last seven years. Thought it was a joke and that I'd misread. Lass on the phone then confirmed it when they called me following the quote!