PensionBee (Not asking for £ advice)

[tlrBeta]

1. No need to move it unless they are forcing you?
2. Just move it into your new employers pension?
3. If not - put it in HL against some decent trackers

 

[Semple]

Is there a standard % annual return rate on the total investment? I was having a browse and can see it, obviously depending on risk, could be 3-10%.

There is no standard rate. It could be anywhere from -X to +Y%. Yes if your investment has done badly it could actually lose you money.

1. No need to move it unless they are forcing you?
2. Just move it into your new employers pension?
3. If not - put it in HL against some decent trackers

Most people are likely to move it if the management fees are expensive, or they want to consolidate.

@OP you'd need to look at the management costs of your old pension compared to what pensionbee would charge. Also are the funds they're offering better to invest in? This is really where a pension advisor / financial advice comes in.

I've never used pensionbee, but they've always looked like one of these solutions that makes managing your pension very easy, with a pretty UX but at a premium fee.

 

[moon man]

my vanguard global etf has done ok not that it guarantees future performance
31 Dec 2018
- +19.56%
31 Dec 2019

31 Dec 2019
- +10.15%
31 Dec 2020

31 Dec 2020
- +18.19%
31 Dec 2021

 

[Deleted User 298457]

my vanguard global etf has done ok not that it guarantees future performance
31 Dec 2018
- +19.56%
31 Dec 2019

31 Dec 2019
- +10.15%
31 Dec 2020

31 Dec 2020
- +18.19%
31 Dec 2021

Silly question, but how are they measuring the gains?

Is that increase year on year or total?

 

[moon man]

thats year on year or per year