Radeon 290x suffered greatly from this: 780 Ti used the about the same power and was the last time AMD had a much smaller GPU able to compete with Nvidia's largest. Now, 290X reference did come with poor coolers but at the end of day watts is what matters not max temp unless it is above tjunction.Just leave it at stock then they are designed to boost upto 95*C - I feel AMD should have maybe tried to communicate this better as loads of people are getting hung up on this 95*C thing when its working different to what you would normally expect - it's a hotspot by design no matter your reasonable level of cooling, not that its using so much power that your 420mm AIO is getting overwhelmed and that's the best it can manage.
Cannot see any reason not to wait a few more weeks as some of the early adaptors tax on the AMD side might have disappeared by then. Plus B550 makes more sense for most users anyhow. It is a gamble but while we could have a run on DDR5 I think that is a small risk vs the early adaptors tax.Thanks for all the replies, everyone. If I can hold out I'll wait for the reviews of the Raptor Lake CPU's. Z790 mobo prices seem even more crazy than the AM5 ones though.