Ok here's my appraisal... not that you care or asked for it but meh, it's Sunday and i'm bored and hungover.
I personally think you'd look MUCH better with shorter hair, you have fine features and I don't think the hair suits the face. Having it shorter and styled would not only accentuate your face and give you a more mature look, but i'd wager it would go down a treat with the ladies. Some people suit longer hair, some don't, and I feel you're the latter. The bumfluff chin hair also has to go... it doesn't look particularly attractive, in fact it looks a bit silly if i'm being completely candid. Keep it smooth and shaved until you can grow proper stubble, then re-visit the beard idea.
Don't take any of that personally, it's just my honest opinion.