That would be niceTrying to not take thread off topic..
That would be niceTrying to not take thread off topic..
This would be a valid option yes, as long as the market holds before you need to draw on your pot. I've only started putting into a DC pension 3 or so years ago, before that I was in a DB pension. I think I've still enough years to accrue enough in the DC to pay off what is left on my mortgage. In my mind though it's still a gamble with the DC pension being linked to the stock market. I appreciate you can change funds to a safer one but then your pot stands the chance of de-valuing.I'm yet to ever make an overpayment. I'd rather put it into my pension and use the 25pc tax free to pay it off.
Then you get the tax uplift bonus too.