Premium Bonds - If you post to say how much you've won, please also say how much you have invested.

[TonyTurbo78]

3 winners again this month, but sadly no big win.

3x£50.

That'll buy me some bread and butter for the week

 

[NotAGolf]

£250 on 100k between the wife and I. Better than last month, but still below the 'average luck' expected return rate.

 

[Mercenary Keyboard Warrior]

£100 on £32k odd

 

[Gixer]

£25 on £26k worth. Put another 7k in last month (on top of the 26) so maybe that'll help me to win big next month

 

[rodders]

£350 on max holdings, £1900 total so far since January

That was my whole 2023!

 

[413x]

25 for me lol.

Not doing well.
Not sure if I'll get one more draws worth or not

 

[Flaevius]

Nothing this month.

Noticed someone won £100k from a £100 holding purchased in March 2023

 

[jeffspuds]

£350 on max holdings, £1900 total so far since January

wow that is some good going the luck is with you for sure.

 

[mithrandir]

I've won nothing. Couldn't remember how long I've had mine but is 15-20 years I think

 

[mithrandir]

I reckon they've archived my numbers so they will never be pulled from a draw lol

 

[pinkowl]

I had my first ever win; £50. I don't have a lot in my bonds so very pleased with that.

 

[Jon20]

£100 on £14075. Tbh, I'd completely forgotten about checking until I saw this thread ha.

 

[Lartyconshayo]

Diddly squat on 7.1k.

 

[mingeroonie]

25 on 50k this month, worst for ages

 

[SeatIbiza]

£1,000 in one prize this month - on £50k. Best single prize I've ever had (actually best full stop). £1550 so far this year. If it keeps going this way, I'll be doing very well vs. savings accounts (with higher rate tax)

 

[Nutty667]

£1,000 in one prize this month - on £50k. Best single prize I've ever had (actually best full stop). £1550 so far this year. If it keeps going this way, I'll be doing very well vs. savings accounts (with higher rate tax)

That's what I thought. I was averaging over 9% annualised over 1st 3 months, then last 2 months nothing.. oh well.

 

[piggin]

£125 from £50k
Definitely a down turn compared to other months. Hopefully better next month

 

[DXP55]

I've won nothing. Couldn't remember how long I've had mine but is 15-20 years I think

I bought 5 single £1 bonds in 1958 and it took 35 yrs before one won me £50 - So bought another £50 worth and won £25 - From then on if I had a pocket full of notes I purchased some more - At that time we were paid cash every Friday at work.
Then over the years we put odd notes away untill we maxed a number of years ago.- The 1990's were the hayday -Not half as many people buying them so odds were much better.
The biggest prize has been a couple of £500.

 

[Mercenary Keyboard Warrior]

The 1990's were the hayday -Not half as many people buying them so odds were much better.

Thats not how they work.
The "odds" are based on a notional interest rate. That notional interest rate was higher in the 1990s as the base rate was higher.
This is why more people are suddenly winning compared to a couple of years ago.

The larger the number of bonds held the higher the pot of winnings, whatever the rate, ie if the number of eligible bonds double next month, the pot would also double.

Over the years they have also changed the distribution, more lower value vs more high value etc.

 

[200sols]

From NS&I myths.

Myth 5: The more people that buy Bonds, the more my chances of winning are reduced​

Not at all. The prize fund for each draw is a month’s interest on all eligible Bonds in the draw, so the more Bonds we sell, the bigger the prize fund.