Private health care opinions.

Well, you can try :D
I've done it already! I admit it's not the most pleasant tax rebate I've ever had but I've squeezed a reasonable amount of blood out of that particular stone over the last few months.

That said I think it's a little sad. Like 12 years ago the prevailing attitude definitely was "why bother with private? The NHS is fine." These days it's clearly quite a bit worse. You can pinpoint the exact moment it started turning as well: https://en.m.wikipedia.org/wiki/Health_and_Social_Care_Act_2012
 
its worth it just for the 24hr GP imo

Absolutely this. It's a no brainer, go for it. The NHS is a a dire situation. We've taken it out for both our kids (not subsidised) and we're both GPs! It's not even for the secondary care or specialist input but the fact you can speak to a proper doctor instead of a physician assistant or nurse practitioner.
 
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Absolutely this. It's a no brainer, go for it. The NHS is a a dire situation. We've taken it out for both our kids (not subsidised) and we're both GPs! It's not even for the secondary care or specialist input but the fact you can speak to a proper doctor instead of a physician assistant or nurse practitioner.
wait wait your kids already have 24 hour access to two GPs and you've still taken out private insurance so they can get GP appointments?!

:D

(can you claim play time from the insurance provider?!)
 
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wait wait your kids already have 24 hour access to two GPs and you've still taken out private insurance so they can get GP appointments?!

:D

(can you claim play time from the insurance provider?!)

I wish! :D (Though my wife does work for the same provider). Unfortunately, prescribing for friends and family is looked on pretty dimly.
 
Absolutely this. It's a no brainer, go for it. The NHS is a a dire situation. We've taken it out for both our kids (not subsidised) and we're both GPs! It's not even for the secondary care or specialist input but the fact you can speak to a proper doctor instead of a physician assistant or nurse practitioner.
its such a shame when as a whole, the NHS cannot even pass a "friends and family" test
 
@EvilRob doesn't private health insurance offer any contribution towards prescriptions?

For inpatient hospital stuff they will but for outpatient or discharge medication you get billed separately (this was with both Axa and Bupa), so for example take home meds after an operation (painkillers, anti-sickness tablets) will generate an invoice you need to pay. But it's often for a small amount and if you're a bit forgetful like me then the private hospital sends a few chasers and then forgets about it (after all they've just made a few grand from you and aren't going to fuss over the £12 unpaid bill).

For outpatient stuff (at least via a specialist/consultant) an easy workaround is for your private consultant to write to the NHS GP who referred you and to recommend they start you on X medication.
 
For inpatient hospital stuff they will but for outpatient or discharge medication you get billed separately (this was with both Axa and Bupa), so for example take home meds after an operation (painkillers, anti-sickness tablets) will generate an invoice you need to pay. But it's often for a small amount and if you're a bit forgetful like me then the private hospital sends a few chasers and then forgets about it (after all they've just made a few grand from you and aren't going to fuss over the £12 unpaid bill).

For outpatient stuff (at least via a specialist/consultant) an easy workaround is for your private consultant to write to the NHS GP who referred you and to recommend they start you on X medication.

As above. I get £250 towards outpatient medicine per year on this policy. So it does exist :)
 
I had it through work at my old place. It was free of charge and I paid nothing although adding family would cost me. I never had to use it but a friend did his knee in and ended up having private through the bupa care. One of his specialists used to work in F1.

I wish I had it now however as the NHS has gone **** up big time.
 
My mum has private health through her work, and it has been invaluable.

The care and attention from both Aviva and Nuffield has been great, and the scans/bloods/diagnoses have been very very quick, allowing her to start treatment much quicker.
 
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