Quinn Direct TPFT policy, can I drive other cars?

mattyprice4004 · 10 Mar 2009 at 10:51

I'm insured with Quinn on a TPFT basis, and was wondering if anyone could tell me if they're insured to drive other cars (based on experience).

I don't have my docs and can't call Quinn, so OcUK to the rescue!

Vigoro · 10 Mar 2009 at 10:54

It says on their website that the DOC applies to most policies. That is the limit of my knowledge.

But if i remember right you have DOC if you are the main driver on the insurance with them as this is what they told my mum when she got a quote from them

Muffin` · 10 Mar 2009 at 10:55

I seriously doubt it

Maccy · 10 Mar 2009 at 11:03

Depends on age too doesn't it? I think it's 25 is the minimum age before driving other cars on your insurance, unless of course the policy has the option of DOC, like Bell.

jake000 · 10 Mar 2009 at 11:05

Im with Quinn, TPTF, 23 and they allow me to drive other cars

mattyprice4004 · 10 Mar 2009 at 11:16

Muffin` said:
I seriously doubt it

So do I, but it would be useful. I can dream, you might think I want to drive my mates well 'ard Scooby but all I want to do is jump in my Mum's Citroen C3 for the odd scrapyard trip if and when I do my engine conversion, or for spares now.

Damn Quinn

Edit: I'm 19.

Muffin` · 10 Mar 2009 at 11:21

No you wont have it at 19, with Quinn. Get your mum to put you on her policy.

mattyprice4004 · 10 Mar 2009 at 11:46

Muffin` said:
No you wont have it at 19, with Quinn. Get your mum to put you on her policy.

We tried but Quick Fit (eugh) gave her the fingers. Seems they only like older drivers, and most insurers won't touch me with my 400 due to my age. Getting insured on it was a right PITA

Fropome · 10 Mar 2009 at 12:45

Hatter The Mad · 10 Mar 2009 at 12:47

You can as long as the other car is < 3.0l and is not a 2 seater sports car or a 4x4. You are only covered third party on the other car, though.

Hatter The Mad · 10 Mar 2009 at 12:48

Muffin` said:
I seriously doubt it

Why? Are you a Quinn policy holder?

Muffin` · 10 Mar 2009 at 13:43

Hatter The Mad said:
Why? Are you a Quinn policy holder?

Yes, for two years now, 18-19 19-20. DOC is a pricey addition.

Hatter The Mad · 10 Mar 2009 at 13:58

Muffin` said:
Yes, for two years now, 18-19 19-20. DOC is a pricey addition.

I have TPFT cover with Quinn and I don't have to pay any extra for DOC. It came with the policy, as standard. I just confirmed that with them now, too.

phil675 · 10 Mar 2009 at 14:24

I'm with Quinn, 19, and got DOC thrown in for free.

Zulu · 23 Apr 2009 at 21:14

bump.

back before I passed my test I picked up a FTO because it was going cheap. I bought this knowing insurance will be hard to get at 20 but I was only 4 months away from being 21, by which age Quinn would insure me.

now I passed my test I bought myself a Saxo VTR to use for 4 months and on the back of my insurance certificate it says I can drive any private motor vehicle with permission of the owner. I rang them up so they could confirm this and it is indeed true. They will cover you to drive other vehicles on a third party only basis.

I see this as a loophole in being able to drive a car you are ineligible to be insured on as a policy holder. today I have officialy gave ownership of my FTO to my father and as soon as the documents return I will be able to drive the car Quinn wouldn't insure me on.

Fropome · 23 Apr 2009 at 21:30

[TW]Fox · 23 Apr 2009 at 21:51

Zulu said:
I see this as a loophole in being able to drive a car you are ineligible to be insured on as a policy holder. today I have officialy gave ownership of my FTO to my father and as soon as the documents return I will be able to drive the car Quinn wouldn't insure me on.

No, you have nominated your father as the current KEEPER of the vehicle. This is not the same as the current OWNER. It is your car, you cannot legally drive it using DOC cover on your insurance.

What is it with people on OcUK and scamming insurers with DOC? Is it going to take one of you guys being prosecuted for driving without insurance before you stop trying it on?

Conscript · 23 Apr 2009 at 21:52

Muffin` said:
Yes, for two years now, 18-19 19-20. DOC is a pricey addition.

Ive been with Quinn since November 2006 when I was 21. Ive always had DoC cover. It hasn't cost me any extra.

Zulu · 23 Apr 2009 at 22:42

[TW]Fox;13944379 said:
No, you have nominated your father as the current KEEPER of the vehicle. This is not the same as the current OWNER. It is your car, you cannot legally drive it using DOC cover on your insurance

what document tells me or anyone else who the owner of the car is?

VTR · 23 Apr 2009 at 22:45

Been a few years since I been with Quinn Direct. I know at 18 though with TPFT I was insured to drive any other car third party. Often used to drive my fathers R32 GTR