had a watch stolen 6 months ago
Stupidly I was under insured but got paid out what I was insured for minus excess
Watch has subsequently been recovered and is currently evidence but the police are telling me they plan on handing it over to the insurance company.
Now the insurance definelty didn’t pay me what it was worth (down to me under insuring it) so do they have the right to it?
I kind of want it back as it’s sentimental but it’s not in the condition it left me - no box or papers and worn by a drug dealer for 6 months
Google shows up nothing similar, only fully settled claims
Anyone know where I stand???
Stupidly I was under insured but got paid out what I was insured for minus excess
Watch has subsequently been recovered and is currently evidence but the police are telling me they plan on handing it over to the insurance company.
Now the insurance definelty didn’t pay me what it was worth (down to me under insuring it) so do they have the right to it?
I kind of want it back as it’s sentimental but it’s not in the condition it left me - no box or papers and worn by a drug dealer for 6 months
Google shows up nothing similar, only fully settled claims
Anyone know where I stand???