Red eye has lost tools.

Tools being stored on the premises of your employer should be covered by their own insurance. I would certainly ask them if this is the case. If my employer didn't cover mine, I'd be taking them home!

I bought a very expensive tool box end of last year, so wanted to insure it myself. I was unable to insure it because it's stored in a place that I have no responsibility for.
They would only offer insurance to myself if it was at my home address, or the work address was mine.

I also look my toolbox every night!
 
This what I originally thought, knowing my employer cheapest, basic and more broken the better.
 
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