Hmm well I'm just trying to get the most out of what I paid for to be honest! Maybe I'll do some more research
If you set to XMP, that's it, your RAM will run at the speeds you paid for and as you have 3600MHz RAM, that puts you in the optimum ratio with the CPU at stock.
If you're playing games at 4k with high quality settings, tuning the RAM will likely make very little difference. If you're finding yourself CPU bound in games, e.g. if you're running 1080p and gaming competitively, it might be the difference between 180FPs vs 170FPS. Or if you want to get good benchmark scores, or increase performance in certain applications, then it might make a difference.
Really it's up to you to decide if you enjoy tinkering or just want to set it and forget it
I've only got as far as setting XMP on and that's it so far. I'm running at 5120x1440 so it's not likely to make a huge difference but I might play around more when I've got the time!