Sat nav nicked off dash, covered by fully comp?

Bigdogbmx · 22 Jan 2012 at 18:16

Basically I left my car by the road in a pretty quiet place while me and a mate rode bikes for probably 2 hours, and came back to find the window through and sat nav gone. The thing making me think its not covered is that it was on the windscreen still (stupid me thinking 2 hours on a quiet road with no pavements was safe :mad:

) and I think that means its not covered. Anyone know about this? Insurance is fully comp.

Mark3h · 22 Jan 2012 at 18:18

If it was sitting out on the dashboard then I doubt it.

pepsilol · 22 Jan 2012 at 18:19

Can't be worth claiming tbh.

Write it off.

Disco Boy · 22 Jan 2012 at 18:21

Just write it off and out it down to experience. It's not worth the increased premiums...

Bigdogbmx · 22 Jan 2012 at 18:23

Yeah I think thats how its gonna go, first car 3 months or so into the insurance I dont need another year at £2200 on a £2300 car. ****ing hate this city right now.

Disco Boy · 22 Jan 2012 at 18:32

In fairness it was your own fault really.

wez130 · 22 Jan 2012 at 18:34

not worth the increase in your premium tbh

CaptainRAVE · 22 Jan 2012 at 18:34

You just can't do that anywhere these days

- result was inevitable eventually.

Bigdogbmx · 22 Jan 2012 at 18:54

Disco boy, or anyone else who wants to point out that was my fault, seriously hold your tongue. The amount of times Ive had something of mine or my families taken from me this last few years is beyond belief. Im sure I should have learned a lesson by now, but my fault? Think thats a bit far to be honest. Add to that I feel bad enough that I left it out already without your genius insight pal.

jamief · 22 Jan 2012 at 19:45

You know those signs that say "don't leave valuables in your car"?

Matt82 · 22 Jan 2012 at 19:46

If it makes it any better ive had a car broken into and a sat nav cradle stolen off the passenger footwell, only to be discarded down the road. They rifled the glove box, ignored the headunit, gtech, everything and stole some £15 john lewis Sun glasses. I had to drive 60 miles home when it was 4 degrees outside, got back so cold I had a headache for two days

Bigdogbmx · 22 Jan 2012 at 20:20

Matt82, sounds similar to what happened today. They left my bike is the wierdest thing. To some scumbag its just a BMX i suppose but its worth a LOT more than that sat nav. Also ignored my stereo which doesnt even clip in properly right now so would be easy pickings. They are just opportunists after a quick quid.
Jamief, you know those signs that say "Sarcastic pointless comments get on my nerves" or the ones that say "Dont bother working hard to earn things because you will get broken into at home, in your car, or have your bike nicked while you are bleeding and unconscious". Nah Ive not seen them either but I could do with some right now.

beermonster · 22 Jan 2012 at 20:33

It's only generally covered if its locked in a boot or lockable glove box, most policies state that that I've had. It's probably no consolation but see it as some scum bag druggy shortening his already worthless life even more with a cheap fix.

NathWraith · 22 Jan 2012 at 20:34

Bigdogbmx said:
Disco boy, or anyone else who wants to point out that was my fault, seriously hold your tongue. The amount of times Ive had something of mine or my families taken from me this last few years is beyond belief. Im sure I should have learned a lesson by now, but my fault? Think thats a bit far to be honest. Add to that I feel bad enough that I left it out already without your genius insight pal.

Simmer down.

bmh.01 · 22 Jan 2012 at 20:49

If you leave it in sight then its practically an invitation, not rocket science really. Oppertunist thief most likely, they won't go looking if they can't see it first.

Jay794 · 22 Jan 2012 at 20:57

TBH even IF you'd have left it in the glovebox, if there were grease marks from the suction cup on the window it probably still would have been nicked.

Learn the lesson and buy a new one

-Mike- · 22 Jan 2012 at 21:21

bmh.01 said:
If you leave it in sight then its practically an invitation, not rocket science really. Oppertunist thief most likely, they won't go looking if they can't see it first.

This, sorry OP but they are right. Its unfortunate these days but thats the way it is.

ins0mn1ac · 22 Jan 2012 at 21:25

I don't even leave my CD player facia in when parked up, and I always wipe the screen where my TomToms been sat. It's pretty sad really.

Jay · 22 Jan 2012 at 21:29

NathWraith said:
Simmer down.

Bit rude.

It is not OP's fault there is scum about. OP should have known better, but to say its "your own fault" :confused:

Bigdogbmx · 22 Jan 2012 at 21:55

Indeed, sorry if I seemed like I was blowing up a bit there, only I kind of was

I know 100% I shouldnt have left it on view, but to point out its my fault is a bit black and white for me. Maybe I shouldnt say I hate this city either, just felt a bit emotional with the amount of crap in such a short time.
Im aware the cost is now a write off, crappy sat nav anyway its just the cost even for the new window is more than I have to spend. When youre done paying for stuff you already owned to start with (nicked in last robbery), then this happens its just a last little insult.

ANYHOO, might have a look on ebay after payday, get a cheapo one.