Soldato
- Joined
- 13 Aug 2004
- Posts
- 8,369
- Location
- England
Vanguard ISA and invest in bonds or other low risk? Would need some notice to withdraw.
I've got about 5k sat doing nothing in savings account but those trustpilot reviews are pretty concerning. I found a calculator which reckons I could expect around 25 quid over 2 years with 2k's worth.
Has anyone actually got a decent return from them?
I'm glad it's not just me who thinks expensive weddings are ridiculous.
I don't even like them. More money you spend, more organising there is to do, more stress.
2k seems a great price!
My friends are getting married soon and think they are looking at 15+.
They aren't poor but aren't rich. Think of the holiday you could have for 15k.
Or a deposit on a rental property.
As for the actual question.. Sorry, can't help!![]()
If you are saving with a view to withdraw at a particular date within the next 2/3 years putting money into stocks is a very bad idea, the day before you are due to withdraw the market could crash and you would be stuck with having to withdraw at a big loss. Saving for long term like pension, stocks are the way to go as over long time frames they will always beat savings accounts. Just find a regular savers account with >0% interest and use some self control.
I've been using NS&I and Premium Bonds for years - the "winnings" are usually better than interest rates.
It's not unless you have a significant holding.
I do
Most people don't or won't though and are often misled.
... asking here for financial advice is like asking for medical advice i.e. don't.