Personally it's all about layering, I have gore-tex shell jacket and pants, wicking tops, a dryride hoody for really cold days, wind-stopper, fleece gilet and wear whatever combination will work on the day. Always have another layer in my pack if the weather is likely to be anything but spring like.
Spyder stuff is tacky and awful stay away from it unless you want to look like a try-hard.
You can get an excellent gore tex or similarly rated shell for a couple of hundred. My current jacket is an Ak 2L burton jacket and it was £200 it is as highly rated and in my opinion every bit as good as my last jacket which was about £475. They take a lot of abuse if you ride a lot (ie not a week a year) and don't last long however much you spend.