I think there are plenty of plug ins you can get for Skype that will let you record conversations. As above, you need to make the person you are calling aware that the conversation is being recorded.
Skype credit is prepay, so find the option in Skype to top up or whatever and buy your credit. I think the minimum is £10.
I have just done a quick bit of Googling and found that if the recording is for your own personal use, you do not need consent. However, if there is any chance a third party may hear it, you need consent.
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