So I can park on a public highway with no MOT!??

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DHR

DHR

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I didn't realise this was even possible, there is a bit of a feud going on in our street regarding a car that's been dumped, but insured and taxed in order to cause an obstruction.

Essentially, it's got no MOT but because it's insured it's fine to be parked on a public highway :confused: seems totally backwards to me that!?
 
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As the post above says. The car doesn't have a valid MOT, therefore will not be taxed or insured and should be parked off the public highway.
 
Yeah the swine got away without tax on it for 6 months someone reported it, then put it on, so it's taxed until the end of the year annoyingly.
 
Yeah the swine got away without tax on it for 6 months someone reported it, then put it on, so it's taxed until the end of the year annoyingly.

It's legal to park a taxed and insured vehicle on the public highway unless it is causing a genuine obstruction. If the MOT has expired he won't be able to tax it again, at which point he won't be able to legally keep it on the road.
 
does insurance not need MoT to be valid?

No - you can insure any car. Whilst in some instances there may be some small print that says it needs to be in a roadworthy condition - that isn't necessarily the same thing as having an MoT.

It needs tax to be on a public highway - and needs a valid MOT and insurance to renew the tax

No it doesn't (certainly not insurance) - the online taxing doesn't check insurance.
 
The online taxing doesn't check insurance.

Not when you buy, but...

"By law, motorists must ensure that they have appropriate motor insurance in place. The Continuous Insurance Enforcement (CIE) scheme to tackle uninsured motorists was launched in June 2011. Under the scheme it is an offence to be the keeper of an uninsured vehicle. Information is cross checked between the Motor Insurance Database (MID) and DVLA keeper records"

You'll get a legal letter pretty fast if it's not insured.


As for MOT the check is again automatic - it won't let you tax the vehicle unless there a valid MOT (If it needs one)
 
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Pretty sure you are wrong. Every policy I have ever had has stated the vehicle must be roadworthy, but an MOT is no guarantee of roadworthiness.

I appriciate an MOT is optional, however...

Invalidate insurance

But if you don't have an up-to-date MOT, it could invalidate your car insurance.

This could in turn lead to penalties for driving uninsured

http://www.confused.com/on-the-road/driving-law/insurance-car-tax-mots-and-the-law

Still, wouldn't this be a risk you want to avoid?
 
Call the local scrap guys "I have an old car that won't start, can you take it away please"

You might make a few quid out of it :p


-edit

Remove the plates first and tell them it's your old 'track car'
 

The key word in that though is could invalidate, as opposed to will invalidate. I.e. as above, it depends entirely on the insurer.

Also - it is legal to drive without an MOT whilst driving to a pre-booked MOT at a testing station. I've never seen a footnote to that that says to double check your insurance still covers you?

If your car was stolen from your drive when you'd let your MOT lapse by a couple of days - the insurance would likely still pay out. They might reduce the payout slightly due to the vehicle being worth less than one that has a current MOT.

Fairly sure you can insure a car whatever state it's in - e.g. people restoring classic cars etc are still going to have them insured (against fire or theft), even if they aren't going to be driven for a while. You may have to find an insurer who will specifically cater for it though.
 
Actually could is irrelevant, can't is more accurate. They can use unroadworthy as much as they please but they can't refuse insurance payouts for third parties due to no MOT. They can however pay out then claim it back from the owner if the vehicles lack of roadworthiness is partly to blame for the payout.

Edit : slight wording change
 
just wait until the tax expires and report it as abandoned to your local council, They are really fast normally, (I know I have been on the receiving end of it!)
 
Only need insurance and mot if your actually going to drive it or to renew the tax.
 
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