Someone Just Crashed Into Me....And Drove off
- Thread starter russ9898
- Start date
Soldato
- Joined
- 26 Aug 2005
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- 6,901
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- London
Vibez said:
Hmm you sure?
That sounds wrong. Don't insurance companies have their own insurance? Am sure you just have to pay the excess and still have your ncb.
admiral have just returned my call, said that they can set up a "recovery" claim. This basically means they will try to trace the driver, if they cant im back to square one....£400 please and no no claims for u mr sims 
there are some real ***** on the road, ive just pulled out of a junction in a 30mph, its hard to see up the road to the left but it was clear so i pulled out. Some idiot in an old silver BMW came along too fast and stuck his finger up at me.
Quick 3 point turn in a junction but i couldnt catch him, didnt get his plate either!
Quick 3 point turn in a junction but i couldnt catch him, didnt get his plate either!
Soldato
- Joined
- 3 Jun 2005
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- 5,365
- Location
- West Sussex
Unfortunately I seem to have been spot on, bad luck mate.
Yes thats what happened with mine. Basically they write a letter to the registered keeper asking for their insurance details or to cover the claim. If they fail to respond then all you can do is return to the police.
They will berk you around saying there is insufficient evidence, claim on your policy, hes from a broken home. If you are very persistent you may even get the driver in court for a slap on the wrist.
System favours gypos and chavs with no insurance.
russ9898 said:admiral have just returned my call, said that they can set up a "recovery" claim. This basically means they will try to trace the driver, if they cant im back to square one....£400 please and no no claims for u mr sims
Yes thats what happened with mine. Basically they write a letter to the registered keeper asking for their insurance details or to cover the claim. If they fail to respond then all you can do is return to the police.
They will berk you around saying there is insufficient evidence, claim on your policy, hes from a broken home. If you are very persistent you may even get the driver in court for a slap on the wrist.
System favours gypos and chavs with no insurance.
Third Opinion said:Unfortunately I seem to have been spot on, bad luck mate.
Yes thats what happened with mine. Basically they write a letter to the registered keeper asking for their insurance details or to cover the claim. If they fail to respond then all you can do is return to the police.
They will berk you around saying there is insufficient evidence, claim on your policy, hes from a broken home. If you are very persistent you may even get the driver in court for a slap on the wrist.
System favours gypos and chavs with no insurance.
im getting body shop quotes for the work just for the record although im looking at going down the route of buying a used tailgate and bumper get them resprayed all nicely and maybe get the rub strips colour coded at the same time...at least them ill feel ive got something for my money lol
over the legal side of things im going to let the police do what they gotta do, see what they say and go from there
cymatty said:Can't you take the guy to the small claims court and sue him for the damages, if so make sure you go to the most expensive bodyshop for a quote.
well im going to look into the small claims court if the police dont give a satisfactory outcome, only problem is if he denies the crash and has no damage to his old jap knackerbox.
i asked my cousin to hpi the vehicle for me...apprently there was a check run on it on the 14th of this month, is that likely to mean its recently been brought and sold?
MNuTz said:there are some real ***** on the road, ive just pulled out of a junction in a 30mph, its hard to see up the road to the left but it was clear so i pulled out. Some idiot in an old silver BMW came along too fast and stuck his finger up at me.
Quick 3 point turn in a junction but i couldnt catch him, didnt get his plate either!
Someone stuck their finger up and you and you gave chase to get their number plate. Why?
Back on topic, the Motor Insurance Bureau will sometimes pay for accident damage caused by uninsured drivers, but it is apparently hard work to get any money out of them as there are so many claims. Worth a shot though, you can even submit a claim online.
Dogbreath said:
So that if i saw him again i could go up to him and politely ask why he was such a dick!
Im getting to that point in my life where i dont take any crap of anyone, ive had enough of pussy footing around and letting things slide.
The other day i was in one of the small town car parks that has a one way system, i pulled out of my space to follow the one way system right and some bint came flying towards me blaring her horn. So i stopped in the middle of the road, wound my window down and told her she was going the wrong way round the system. She politely revered back down the car park and went the right way round.
Same as people not indicating at roundabouts, you stop thinking theya are going straight on and they turn left.
MNuTz said:
Defensive driving, assume everyone else on the road is an idiot, and you shouldn't go far wrong.
However, going on a crusade to teach every driver that upsets you the error of their ways is going to be a full time occupation, and sooner of later you will meet a nutter.