Someones trying to scam me
- Thread starter jezsoup
- Start date
Loki said:
Thanks for that
Ive just talked to my sister (works in the police) She said there isnt too much point for me reporting it apart from it will get logged somewhere (inc. his postal details) and not too much done about it, Im reporting it anyway, shes sortign that this eve when she goes to work. I phoned up HSBC they have asked me to bring the cheque in and they would like to "investigate the situation"
Associate
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I've read somewhere about this sort of thing before, it might have been a similar scam reported on here before.
You cash the cheque, two days later the money appears in your account as uncleared funds, you thing great and you send your item, plus you write a cheque for the difference as agreed with Jonny Foreigner. (their £3800 - Price they bid on the auction (well over what you expected) - shipping costs)
About 2 or three weeks later the cheque you wrote clears, and all still seems good. Eventually, your bank realise that the origional cheque you paid in was a bit dodgy, and they decide that the money they credited you before the cheque had fully cleared shouldn't have been credited and they take it back.
So for example, if you sold something for £500 and posting was another £50. They send you a cheque for £3800, which you pay in to your account, you send the item and a cheque you write for £3250. Their cheque that you wrote clears, then the £3800 bounces leaving you, in this example £3250 + your item and postage (+£28 for bank charges) out of pocket + £????? for unauthorised overdraft and any other moneys the bank decides to charge you.
You can't get your money back as its cleared and you were foolish enough to write a cheque in the first place.
You cash the cheque, two days later the money appears in your account as uncleared funds, you thing great and you send your item, plus you write a cheque for the difference as agreed with Jonny Foreigner. (their £3800 - Price they bid on the auction (well over what you expected) - shipping costs)
About 2 or three weeks later the cheque you wrote clears, and all still seems good. Eventually, your bank realise that the origional cheque you paid in was a bit dodgy, and they decide that the money they credited you before the cheque had fully cleared shouldn't have been credited and they take it back.
So for example, if you sold something for £500 and posting was another £50. They send you a cheque for £3800, which you pay in to your account, you send the item and a cheque you write for £3250. Their cheque that you wrote clears, then the £3800 bounces leaving you, in this example £3250 + your item and postage (+£28 for bank charges) out of pocket + £????? for unauthorised overdraft and any other moneys the bank decides to charge you.
You can't get your money back as its cleared and you were foolish enough to write a cheque in the first place.
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Associate
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btw Bath Travel is a very ligitmate travel company based in dorset wiltshire and hampshire, god knows how this guy got a cheque of theirs!
Tear it up, if they ask anything swear at them and put the phone down.
Don't bank it, that would be very silly - it may well clear, but two months down the line when someones checking the statements at this company they will query the unknown payment - the bank will go over the cheque again and find it to be a fake or stolen.
The money will simply be taken back from your account and given back to the company.
You will have no recourse, you will have lost £3800.
I don't use cheques, ever
Don't bank it, that would be very silly - it may well clear, but two months down the line when someones checking the statements at this company they will query the unknown payment - the bank will go over the cheque again and find it to be a fake or stolen.
The money will simply be taken back from your account and given back to the company.
You will have no recourse, you will have lost £3800.
I don't use cheques, ever
vargojones said:
Before posting this I did a google and called them etc etc and they seemed genuine which confussed me for a second.
Lol just had an email I told him that I wasnt going to cash the cheque, he emailed back.
My friend I am sorry to hear of this please find in the post another cheque for £5000 to replace the one you dont have.
Soldato
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Cut off all correspondence with him, to be honest. Giving him your address in the first place was a bad move, but the best thing you can do now is report it to the appropriate authorities (as you have done) and ignore anything the scammer says.jezsoup said:
And just to emphasise, it's a SCAM
Its definitly a fake but an interesting point was bought up about taking the cheque to cash converters (or similar). What would happen if they accepted it? I assume they take your details etc and would force you to give the money back?
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Tell him that you can't send him a cheque for ~£3300, but what you can do is send him a flawless 1 carat diamond, but he will have to send you change in the form of 3 flawless quarter carat diamonds. Send him a cubic zirconia.
I likes the idea! I may just email him with the suggeston.
Associate
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Judging from your post count, you've probably been reading this forums quite a while and your probably computer savy and not an idiot.
Why are you even dealing with someone from lagos?
jesus
Why are you even dealing with someone from lagos?
jesus
Soldato
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Visage said:
one GAZZILLION dollars!!!!
yeah, anyway. hand it over to the police.
Soldato
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Er?Mr Blonde said:..or any toy company for that matter
Lagos != Legos
Read the frickin topic already have done (my sistersVeNT said:
) lol. I was just wandering how this cam was working and wether it was a scam or just money laundering. Found out now, and no Im not goin to cash the cheque. Not that silly now.