If the insurance company asks specifically if you've attended the course when quoting, then you 'have' to say, if you don't say then you've committed fraud surely?
There's a discussion in the other thread as to whether it counts as a conviction, but if they specifically ask about the courses then that doesn't matter.
And there is a central databases for the courses now I believe, so that the different constabularies can check whether you're eligible or not, as yet the insurance companies don't have access but that's just time/money...
As I said, doesn't effect me. However until such time as the central database can be seen by insurance companies (which I'm not convinced will ever happen) then I'd just respond in the negative.
Is it fraud? I guess that all depends on definition.
I see it a little like travelling to the US for a holiday. They ask you about every single crime even those that have "expired" in the UK under the rehabilitation of offenders act. Many of these crimes would stop you getting into the US, even though they happened 10 years ago and are "spent".
So saying "No" on the forms when asked. The US have no access to the UK database, so there is no way they can check and you get your holiday.
The idea behind the course is to attempt to make you a better driver instead of slapping you with 3 points. The whole idea of the "spent" conviction system is to allow people a "second chance" so they don't have past mistakes following them around for the rest of their lives.
I consider them both in the same light - and if either was an issue for me I'd answer the negative in both situations.