Associate
Put me wise guys am i a p**t.
Six months ago I got a speeding fine (camera) and the statutory 3 points and £60 fine. Because I had the misfortune to have a couple of accidents in the last 2 years - one a right off - I informed my insurance company. I increase on my premium at renewal was £40, not too bad you say. The thing is I am informed that I will pay that for 5 years which makes it £200.
When I asked my some friends if they has similar convictions and what hike in premium they had incurred. Two said they had but not informed their insurance companies.
Now that got me thinking. I -as I already mentioned - had 2 accidents recently, but on neither occasion did the ins. co. ask to see my licence.
My question is, under what circumstances would they have found out about my conviction if at all. I spoke to them off the record to ask these questions and got the impression that they would never ask for my licence but thanks for being honest.
I don't like being honest if it costs me loads of dosh. What do you guys feel have you had any experiences with fines and insurance.
Six months ago I got a speeding fine (camera) and the statutory 3 points and £60 fine. Because I had the misfortune to have a couple of accidents in the last 2 years - one a right off - I informed my insurance company. I increase on my premium at renewal was £40, not too bad you say. The thing is I am informed that I will pay that for 5 years which makes it £200.
When I asked my some friends if they has similar convictions and what hike in premium they had incurred. Two said they had but not informed their insurance companies.
Now that got me thinking. I -as I already mentioned - had 2 accidents recently, but on neither occasion did the ins. co. ask to see my licence.
My question is, under what circumstances would they have found out about my conviction if at all. I spoke to them off the record to ask these questions and got the impression that they would never ask for my licence but thanks for being honest.
I don't like being honest if it costs me loads of dosh. What do you guys feel have you had any experiences with fines and insurance.