stock markets

/\ hoodless treat their customers very poorly stear clear , im currently with III.co.uk theyre very good and offer information too. as my portfolio stands i have

£150 with PCM Pacific Media
£400 with SER Sefton Resources
£90 in cash

i suggest you sibscribe to Fat prophets and have a nosey around at www.advfn.com

*S
 
500 is diddly squat in terms of shares unfortunately. 10k is a reasonable investment for individual shares like this.

If you consider scales of economy then the odds are against you from the start.

Lets say you get a bargain share deal, only 10 pounds to buy and sell. Thats 4% of your investment lost for starters which means you need the shares to gain or return 10% on the year to make it profitable compared to just using a savings accounts.

A return of 10% in 1 year is either very risky or unlikely for a new investor such as yourself especially if you need this money back. If its just a game or a learning experience then carry on, good luck but otherwise it might be best to save up some more while checking building societys for favourable consumer based unit trust offers.

Good offers are things like 5 year bonds that invest in the market and give you an equalivant return to whichever index you choose, FTSE100, NASDAQ, FTSE-Allshare, etc but also guarantee your money back in 5 years if the worst happens.
A minimum for such schemes is usually 3k and they are quite rare to see
 
i disagree i started with £500 and in six months i now have around £800 the volatitlity of Smallcaps companys means you can make a lot of money with relatively small movement.

Penny shares for *** win!

ive been adding around £200 each month so you can spread putting extra money into the account as and when you can afford it.

*S
 
Ftse all share
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I'd advise that you use your ISA stocks and shares allowance to invest in a well run unit trust/OEIC or tracker.
 
So those graphs are saying that if you invested in the stockmarket (ie. an index tracking fund) in Jan 03, you'll have done well, but if you invested mid 2001 you've barely broken even (and that's before fees), and would have done much better in an ordinary savings account.
 
the_one_deep86 said:
right i have £500 and i have decided to put it in stocks, i can either do it myself, but i will need help in decided a broker and what not. and reading materials as well to help me

the second option is to put it in a bank account and let them do it themselves.

Deep


Did you happen to watch 'Hustle' last night? :p
 
dirtydog said:
So those graphs are saying that if you invested in the stockmarket (ie. an index tracking fund) in Jan 03, you'll have done well, but if you invested mid 2001 you've barely broken even (and that's before fees), and would have done much better in an ordinary savings account.

Yea unfortunately Iam the genius who invested in 2001, its no big deal and Ive made a profit but not much (interest rates have been rubbish anyway) and the market is only recently recovered.
My opinion is it wont rise that much more since it has allready recovered the previously overvalued position.

Japan was so overvalued on its markets in 1989 that it has never recovered

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So whats the best way of going about trading in penny shares? surely you cant be expected to pay silly fees to buy and sell??
 
Theres also the AIM, alternate investment market which is typically low value starter companies and much riskier. I bet the fees arent any less just the prices


Whats the cheapest broker for a one off sale of share cerificates. I just realised some shares of mine have risen 33% for the first time in 6 years
 
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dirtydog said:
So those graphs are saying that if you invested in the stockmarket (ie. an index tracking fund) in Jan 03, you'll have done well, but if you invested mid 2001 you've barely broken even (and that's before fees), and would have done much better in an ordinary savings account.

But Sir, you are neglecting dividend payments, which may well vie with the typical rate of interest received on a standard deposit. You also neglect the fact that dividend payments are likely to grow, and that if one builds a position in the equity market in schedules, as opposed to all in one go, the average price will likely be more favourable.
 
sorry i havent replied been at work.

i want to invest money because i think in the future i would be better for me, its pretty much as simple as that.

no i didnt watch hustle, lol looks like i should have


i dont know how much i will put in a month but it will be probably £150 a month.

im thinking about 10years down the line aswell
 
Ok just a very basic question about shares, as i havent a clue about them. Im not putting money in just wondered how they work. I take it when you buy them u buy them from who? and when you want to sell there is automatically a buyer?, just a question who is utterly clueless on how they work so i apologise in advance :)
 
Spreading payments is good for reducing risk. Have a look at Legal and General products to start off with, they're fees are low especially for trackers.


The shares are issued by the company itself like a form of currency if you like, this is called an IPO. Initial purchase offer, they have no guaranteed value exactly since obviously the company can go broke. You may get a yearly cut of the profits but theres no guarantee of that even if they do well, its their choice.

The price is decided by the market mainly (how well is the company doing), theres always a customer for the right price thats where your broker comes in since you are just a little fish.
The company uses the shares to fund itself partly, it may buy shares back and it may issue/sell more to raise capital.

If you are new to the game you should invest generally via a company managed fund or unit trust, they will charge a % fee yearly, initally and even to withdraw but its worth it if you are not sure. Trackers are the cheapest, they are like bots just following the market blindly, up and down. People often fail to outperform them
 
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I invest in funds, so far so good, but I have no idea what annual yield is and if a higher/lower number is better? And what is acc versus inv? :confused:
 
schnipps said:
Ok just a very basic question about shares, as i havent a clue about them. Im not putting money in just wondered how they work. I take it when you buy them u buy them from who? and when you want to sell there is automatically a buyer?, just a question who is utterly clueless on how they work so i apologise in advance :)

You buy and sell via a stockbroker, who acts as the middleman between you and a market maker.
 
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