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Stupid question but...

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Joined
5 May 2007
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1,538
Do you need insurance for a track/rally car?

I understand you would if you were driving it to the track, but i've seen track cars that get towed.

Also, would a Mk1 Escort XR3 be any good as a track car?

Thanks
 
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you might need some kindo of insurance to be allowed on the track but thats a guess.
 
if it touches the public road (and you get caught) you need to have tax, if you flat bedding it to a track then you don't. You don't need insurance for the track. Everyones responsible for their own car from what i understand
 
my understanding is that most tracks will require that you have insurance.

1) to cover any damage you do to the track (armco etc)
2) to cover any damage you do to any other peoples cars.

obviously it depends entirely on the event, and the track.
 
You don't necessarily need it, but you can get competition car insurance. I can't recall the names of any of the insurers but you see their adverts in the back of magazines like Autosport.
 
my understanding is that most tracks will require that you have insurance.

1) to cover any damage you do to the track (armco etc)
2) to cover any damage you do to any other peoples cars.

obviously it depends entirely on the event, and the track.
No trackday I have been to has stated anything of that ilk.

Infact quite the opposite about other people's cars, in that its your own problem if your car gets damaged. There is generally a "gentlemans agreement" that you pay for repairs, but nothing legally binding.
 
my understanding is that most tracks will require that you have insurance.

1) to cover any damage you do to the track (armco etc)
2) to cover any damage you do to any other peoples cars.

obviously it depends entirely on the event, and the track.

Umm, no.

Perhaps you are getting confused with the Ring?
 
The 'ring will rape you so hard if you damage anything. They tend to shut the whole track and charge you for every hour (i think?) the track is closed + damage to the armco along with a whole other raft of fees.
 
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