I assume it's fake clickbait or the guy has some sort of brain damage to even think that deal was possible.
The general cost of financial fraud.
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Soldato
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Don't really understand how people can fall for simple scams like messages about parcels or phone calls from the tax office. They are so blatent. All you need is a rule - ignore everything you don't know and don't answer to cold callers.
I suppose with online marketplace buying or selling though there is always some risk, just got to try cover the bases.
I suppose with online marketplace buying or selling though there is always some risk, just got to try cover the bases.
Facebook allow so many scam ads. It's kind of disgusting.
You can report all day long but nothing happens. They should be liable for people paying on them.
The word "sponsored" does add legitimacy. I don't fully understand why it isn't dealt with. I know FB makes good cash from them. Which should be the opposite
You can report all day long but nothing happens. They should be liable for people paying on them.
The word "sponsored" does add legitimacy. I don't fully understand why it isn't dealt with. I know FB makes good cash from them. Which should be the opposite
I don't completely agree. On the flip side why shouldn't users take some personal responsibility?
"Big tech" should definitely do all that it can, but I don't believe the buck should stop there. Probably the biggest recent change in banking was entering the recipients account name and the banking system verifying the account details line up with the account and sort code. This was long overdue and really should have been bought in years ago.
The problem you have is how far do you go without becoming a nanny state? For every purchase you make, should your bank be phoning you up to say that doesn't look legit to me I'm not going to allow you to spend your money.
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YouTube are doing it now. There's been an increase of bad ads on there lately. I really think ALL ads should be checked by a human before it is allowed. Failing to this this companies should then be fined for not doing checks.
This is now getting beyond disgusting. Some of the ads I have seen lately are absolute scam clickbait ads.
I'm of the same belief. Scams existed centuries ago, some people will always wisen upto loopholes or methods to trick people into handing stuff over.
Won't make any difference unfortunately - I've literally spelt out some of this stuff to people before only to watch them fall for the next one as if I'd never said anything... some people the fear of missing out or the hint of a good deal and they lose all logic and reason.
The best advice to elderly relatives is if they receive a message like that, to phone you directly with a known saved number - i.e. in their phone book. It's highly unlikely that your number will have been spoofed, and a quick phone call to say was this you would put an end to the scam.
A number of the "early hackers" who found these types of exploits actually landed themselves quite lucrative paying careers working for these very companies in advising them on how best to avoid these types of situations.
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oh god no. This would be a horrible idea.
Honestly, I have no idea lol.. tbh they did go to the importation authority to collect a box and it did look legit, but who knows - whole thing could be clickbait..
Care to elaborate why? Or should banks (and by extension you and I) continue to have to pay for people who can't be bothered to educate themselves?
What on earth has happened to personal responsibility these days? Sure, potentially everyone can get scammed, but if it keeps happening to someone and they show no interest in doing anything different (because why would they? It doesn't cost them anything) then surely a line needs to be drawn somewhere?
If all my stuff gets stolen because I left the door of my house wide open, my insurance almost certainly wouldn't pay out, because it's my mistake. I don't see how this is any different?
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Why? What they going to do - give you a points system like a driving points system? I mean going on a course so your not to be scammed? 9 points and you won't get your money back? and also get a ban for ordering online or with a card in shops and cash only?
Why? What they going to do - give you a points system like a driving points system? I mean going on a course so your not to be scammed? 9 points and you won't get your money back? and also get a ban for ordering online or with a card in shops and cash only?
That sounds utterly ridiculous, but 10/10 for strawman
If someone gets scammed then clearly they need some education on how not to be scammed - a simple eLearning course would be more than sufficient for most people, for the less IT literate and others for whom that would not be suitable, then instructor led courses e.g. in local community centres etc. This would almost certainly be cheaper for the bank to fund than having to repeatedly refund potentially 10s of £k in some of the more extreme cases.
If someone is repeatedly falling for scams, then surely at some point they should be forced to take some responsibility for that rather than just expecting a bailout every time?
I think the problem is that though computers went from 'nerds only' to the masses, the level knowledge didn't increase much.
The people using services the most are often lacking how its made.
I remember one of the top big game streamers being unable to either build a PC or know what some of the parts were.
Most people just assume most of the Internet is regulated and the government wouldn't allow scam sites to exist. So they just go on a site not even thinking about scams.
The people using services the most are often lacking how its made.
I remember one of the top big game streamers being unable to either build a PC or know what some of the parts were.
Most people just assume most of the Internet is regulated and the government wouldn't allow scam sites to exist. So they just go on a site not even thinking about scams.
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Yeh put notifications on when things are been paid for. i.e MFA, Descriptions of things e.t.c Once the banks/money companies turn around and say it's their responsibility people WILL begin to read. If they don't then they keep getting scammed simple as that.
People NEED to take responsibility.
I also think a crack down (a new police division) their one objective is to stop fraud in it's path. Security teams online etc. educating and fining businesses who don't step up security.
Arrest bosses of online fraud teams with big consequences.
The gov can do it, the police can do it. They just won't.
A big problem with this is the fact it's international - sadly there's not much the British police can do to investigate and arrest someone on the other side of the world in a country with a highly corrupt government and police force
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I dont know about anyone else but i am getting more and more security steps and hoops to jump through online recently.
Ebay and paypal for example often want to text my a pin code to gain access to my account,
My bank now wants to confirm the account holder name matches the account when i BT money, they never used to do this for myself anyway.
I think this is one way to improve things, to increase security greatly even if it can be a real PITA.
PS never leave your bank details on website accounts, someone got into my Amazon account and had a jolly time sending stuff to a self service locker
( AKA an easy to exploit security flaw that any twit in a hoody and mask can use service locker )
Ebay and paypal for example often want to text my a pin code to gain access to my account,
My bank now wants to confirm the account holder name matches the account when i BT money, they never used to do this for myself anyway.
I think this is one way to improve things, to increase security greatly even if it can be a real PITA.
PS never leave your bank details on website accounts, someone got into my Amazon account and had a jolly time sending stuff to a self service locker
( AKA an easy to exploit security flaw that any twit in a hoody and mask can use service locker )
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A big problem with this is the fact it's international - sadly there's not much the British police can do to investigate and arrest someone on the other side of the world in a country with a highly corrupt government and police force
That is a very good point. If this is the case everything online needs to step up security.
I work for one of the biggest banks in the world on the credit card fraud and chargebacks team.
Can confirm most people are just incredibly reckless with their money. I think they believe that no matter what they do with their credit card that they will be reimbursed. Most of the time that is not true.
I think a lot of it boils down to greed, the amount of disputes i get where they think they are getting a bargain and the websites they order top end items from for just over a tenner "What a great deal i thought" are atrocious. I am literally puzzled as to how they get sucked in.
Indeed it is down to the individual to take responsibility for themselves. Certainly not the banks or government or big social ID etc garbage.
Can confirm most people are just incredibly reckless with their money. I think they believe that no matter what they do with their credit card that they will be reimbursed. Most of the time that is not true.
I think a lot of it boils down to greed, the amount of disputes i get where they think they are getting a bargain and the websites they order top end items from for just over a tenner "What a great deal i thought" are atrocious. I am literally puzzled as to how they get sucked in.
Indeed it is down to the individual to take responsibility for themselves. Certainly not the banks or government or big social ID etc garbage.