The nervous wait to exchange....

  • Thread starter Thread starter noj
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Our purchase has a conservatory which has no internal doors.

It was constructed around 99 and before our seller bought it, there’s no paperwork but the solicitors report said we could if we wanted get indemnity insurance but there’s a 4 year limit for planning permission enforcement and 2 years for building regulations so enforcement was highly unlikely.

Considering the side extension was planned and approved within the last 5 years, and the conservatory opens into the extension I think we’re fine.

They do call out through that we’d be unable to build above the conservatory due to this/need to get it inline
 
grudas said:
Deposits out and our solicitors has them in their accounts now.

Waiting for sellers to confirm when they want to complete/exchange.. hopefully soon! our solicitor said we can do it as soon as Tuesday next week! getting close. Fingers crossed it all goes through ok.
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Congrats mate, hope it's soon!

We've heard nothing yet today; incredibly frustrating.
 
squerble said:
Congrats mate, hope it's soon!

We've heard nothing yet today; incredibly frustrating.
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Update: The vendors' solicitor (PPL) haven't been able to chase another solicitor as their (PPL) system "is down" :rolleyes: beyond ridiculous. So another delay of at least a day, all for pathetic reasons. This is all for a signature to show they've seen a two-clause change, they have no actions, they just need to see it.
 
squerble said:
Update: The vendors' solicitor (PPL) haven't been able to chase another solicitor as their (PPL) system "is down" :rolleyes: beyond ridiculous. So another delay of at least a day, all for pathetic reasons. This is all for a signature to show they've seen a two-clause change, they have no actions, they just need to see it.
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it's shocking how bad some of them are. Vendors solicitors here take 2-3 days to respond to an email from our solicitor, ours responds in 5-20 minutes max - recently got a big email chain forwarded to us with all the enquiries etc they raised.
 
nantucket66 said:
Our solicitor has advised there is nothing to prove that the conservatory was built to building regulations, it is approx 7m by 3.5m and appears to be in excellent condition, she has asked if we want a quote for indemnity insurance, she has advised given the age of it the risk of it coming back to haunt us is very low, but still a risk all the same.
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If it was me, I would not bother. I regard a lot of insurance products as unnecessary rip-offs, and solicitors and the like are keen to sell such things as they likely get a commission. So personally, wouldn't consider, but then I keep enough savings to "self-insure" so to speak. Each to their own.
 
radderfire said:
If it was me, I would not bother. I regard a lot of insurance products as unnecessary rip-offs, and solicitors and the like are keen to sell such things as they likely get a commission. So personally, wouldn't consider, but then I keep enough savings to "self-insure" so to speak. Each to their own.
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The solicitor has quoted £33.50 for the indemnity policy, so I'm happy my leg isn't being lifted and given that price the risk is clearly low as well, in the context of the how much we're spending I'm happy to just have it tagged on it and move on.

I've got enough money put to one side to knock the conservatory down and turn into a larger single storey extension with a proper roof skylights etc, but it wasn't a project we were intending on undertaking immediately as there are other priorities for us to tackle first, maybe next summer for that one all being well.
 
Just pulled out of a house for the 2nd time (different house).

Old people sellers wanted us in ASAP as we're chain free, then decided to U-turn and find a house near their daughter which has a chain that's ever growing. Plus there's a big railway project coming through the countryside nearby that's recently had updated info on some timings and the tender/construction process going out from 2022-2031+.

Offered on another place in local village. Seller had it on around 30% higher than similar sized properties in the sought after streets, plus ran out of money and didn't finish the bad quality rennovations (think kitchens and bathrooms you throw into a cheap student rental).

Put in the offer and apparently he's rejected higher offers and miraculously the offers that were all in chains, suddenly one of them is now more chain free than us (more bull **** made up by the agent I guess). Plus the agent hasn't specifically confirmed our offer has been discussed with client, just said "there was a higher offer already rejected". So we're gonna write up our offer and a wee note detailing our ready status and pop it through the letter box (we've found out the owners name) to see who's telling the truth/porkies. Oh and btw, the vendor apprently wants full ask and won't neogitate at all on said unfinished and hugely overpriced house.

Putting an offer in on another, but it needs some updating and the big cost is pulling up the freshly resurfaced Tennis court to put the garden back to level it deserves to be. Initial calcs for the volume/weight of concrete and material to remove are frightening :D
 
******* PPL. Bunch of ******* incompetent *****.

They went to the wrong company first. So we've spent 2 months waiting, agonising, over getting a deed of variation sorted to satisfy our lender. The last signature needed was the homebuilder (Persimmon Homes). It reached them. They've now rejected it, because they have a ready-to-go version they'd prefer to use instead, which is essentially pre-agreed by the very management company that took two months to process the first one. The same management company that charged the vendor nearly half a grand for the privilege of wasting two months. That is lower than scum. Not only that, Persimmon are asking for more money to cover the costs of this ready-to-go version. So now this has to be processed and signed by Persimmon, the management company, sent to our solicitor to be approved, then sent on to the vendors who now live in two different parts of the UK to get their signatures witnessed.

We could have been in our new house two ******* months ago, but instead we're still at my partner's parents, having essentially kicked them out of their own home because we're interfering with plans that were made months ago because we shouldn't have been here. I am beyond seething.
 
Biz.Kid09 said:
Finally got my mortgage paperwork through from Santander. They didn't undervalue this property like the last one :D

Now onto the local searches. Fingers crossed!
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Local searches back. No problems.

The vendor is throwing in the washing machine, dryer and "american style" fridge freezer which is handy. I guess it saves them having to move them! They are a couple years old so a nice bonus.

Contracts have been emailed to us so just need to get them printed out and signed.

I have just got back off holiday (10 days!) and apparently the vendor is incredibly keen to get moving so we have contacted our landlord and given a 30 days notice. Hopefully things line up properly.
 
Biz.Kid09 said:
Local searches back. No problems.

The vendor is throwing in the washing machine, dryer and "american style" fridge freezer which is handy. I guess it saves them having to move them! They are a couple years old so a nice bonus.

Contracts have been emailed to us so just need to get them printed out and signed.

I have just got back off holiday (10 days!) and apparently the vendor is incredibly keen to get moving so we have contacted our landlord and given a 30 days notice. Hopefully things line up properly.
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i would have only handed in my notice to the landlord after recieving the keys to a new place. not before!!
 
jonneymendoza said:
i would have only handed in my notice to the landlord after recieving the keys to a new place. not before!!
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Aye, we have quite a loose arrangement with our landlord and low rent, so didn't want to hand notice in prematurely. In the end we expected to have keys March, got them April, suggested June for leaving and within a week realised we have too much renovation. Have nominally pushed it to July. We definitely aren't ready to move out, barely packed :D

TBF, I've dived into some pretty serious renovation and asbestos clearance etc.
 
jonneymendoza said:
i would have only handed in my notice to the landlord after recieving the keys to a new place. not before!!
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I don't really fancy paying both a mortgage and the rent. Worst case, I can get out of this flat and just go back to my parents for a couple weeks until we complete. It is a risk of course if everything collapsed.
 
-Ad- said:
Kinda sums it up unfortunately. I'd rather live in a greenhouse than something they've built :p
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Yea.... :D unfortunately my girlfriend said it was one area or nothing, and most of the other detached houses here go for £350k+, even some of the 3-bed semis are now coming up at over £300k, so the £250k we're trying to pay for a detached house is a steal. Plus it's a recent build so should be a bit easier on the heating bill... silver lining, and all that.
 
squerble said:
Yea.... :D unfortunately my girlfriend said it was one area or nothing, and most of the other detached houses here go for £350k+, even some of the 3-bed semis are now coming up at over £300k, so the £250k we're trying to pay for a detached house is a steal. Plus it's a recent build so should be a bit easier on the heating bill... silver lining, and all that.
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A 'steal' until you move in and realise the naff quality of their homes!!!
 
jonneymendoza said:
How come surveyors don’t pick up these things lol??

You pay thousands for surveyors to tell u everything thats wrong about the home yet sometimes you only find out the real truth once you move in!
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Yea the surveyor didn't even pick up on one of the windows not sealing properly because it looks like the window frame is slightly twisted/warped, and a couple of other bits.

As this is the third house we've tried to buy, shy of it falling down we won't pull out now.
 
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