Thinking about fronting? read this first....

Dr House · 10 Feb 2010 at 18:53

http://www.e90post.com/forums/showthread.php?t=349729

I feel for the chap but he clearly took out insurance under his dads name to save a few quid.

mufc802 · 10 Feb 2010 at 18:55

As a young driver, yes ofcourse I am.

markweatherill · 10 Feb 2010 at 18:58

Just goes to show sometimes you just can't have it both ways.

Lopéz · 10 Feb 2010 at 19:00

As an old driver, no of course I'm not.

Moeks · 10 Feb 2010 at 19:01

I only read the first page of that thread, but ouch, ouch and ouch. I bet he was fronting too, but I doubt the insurance company can prove it, assuming it hasn't already been resolved, I bet he would win in a court case against them, if it came to that.

G J · 10 Feb 2010 at 19:03

Crazy....

MikeHunt79 · 10 Feb 2010 at 19:13

I was under the impression that insurance could refuse to pay out if the car was stolen with the keys... :confused:

thecremeegg · 10 Feb 2010 at 19:15

Does seem a little harsh, especially as they live at the same address

Tican · 10 Feb 2010 at 19:18

Yateszy said:
As a young driver, yes ofcourse I am.

Fronting is bad mmmmkay.

I'm 22 and have had my own policy since I started driving 18 months ago! My first car was a Mondeo, £1,100

Gribs · 10 Feb 2010 at 19:20

From reading the full thread it looks very much like a fronted policy. Dad's got another car and he keeps refering to it as his car.

mufc802 · 10 Feb 2010 at 19:20

DJ Binks said:
Fronting is bad mmmmkay.

I'm 22 and have had my own policy since I started driving 18 months ago! My first car was a Mondeo, £1,100

If I could find insurance for that cost then I wouldn't front.

Mucky_Pup · 10 Feb 2010 at 19:21

would have thought the OP could have got away with it by saying either the car is a gift to his father and that's why it's in his name, or the father could say the son is paying because he wants his son to get some credit rating.

Tican · 10 Feb 2010 at 19:23

Yateszy said:
If I could find insurance for that cost then I wouldn't front.

Doing it the other way (parents as a named for example) also lowers the cost, even if they don't drive it, it isn't as bad

.

[TW]Fox · 10 Feb 2010 at 19:23

Gribs said:
From reading the full thread it looks very much like a fronted policy. Dad's got another car and he keeps refering to it as his car.

Thats what I was thinking. It does seem very convenient that they both used it 50/50..

Chris1712 · 10 Feb 2010 at 19:25

Yateszy said:
If I could find insurance for that cost then I wouldn't front.

Congratulations. By fronting, you effectively don't have insurance, as shown in the above linked thread.

Moron.

Hxc · 10 Feb 2010 at 19:32

I love classic insurance. 650TPFT at 17. £700 fully comp at 18 with a fault claim.

daz · 10 Feb 2010 at 19:34

If he threatens to take the case to the Financial Services Ombudsman, I have no doubt the insurance company would crumble.

Jez · 10 Feb 2010 at 19:35

Nope, not thinking about fronting. My insurance is fairly good value now

Westyfield2 · 10 Feb 2010 at 19:37

Yateszy said:
If I could find insurance for that cost then I wouldn't front.

Congratulations on being an un-insured driver. :rolleyes:

My mate fronted on his eleventy billion years old 1.0l VW Polo at 18 to 'get a cheap quote'. I insured my Saxo VTR in my name under my policy at 18, but added my parents on as named drivers as that reduces the cost.

mufc802 · 10 Feb 2010 at 19:40

Chris1712 said:
Congratulations. By fronting, you effectively don't have insurance, as shown in the above linked thread.

Moron.

But I could legally drive the car, ie not be pulled over for not having insurance. How would the insurers know who the actual main driver was anyway?

Also why call me a moron?

@ Westyfield2, sorry I didn't say I haven't actually got insurance yet, I'm just saying when I do. I'm happy for suggestions for ways to reduce the cost though.