Thumb locks on external doors yes/no?

Surely a good compromise between "thumb-lock always accessible without key" and "need to find key in emergency" is "leave key in the door while at home and remove when going out"?

Granted there's an extra cost in getting an extra key cut, but means you get the convenience of always being able to unlock the door from inside in an emergency (provided you've left the spare in place), whilst also being more secure when you are out of the house as there is no key in the door?

The only minor inconvenience we have with this is that if the key is in the door then you can't unlock it from outside with the key, but since this only occurs when someone is already at home, you just get them to let you in :)
Leaving keys in the door is a security risk itself. I seen a video a while back of someone able to push keys out of a lock and retrieve them through the letterbox.
 
Leaving keys in the door is a security risk itself. I seen a video a while back of someone able to push keys out of a lock and retrieve them through the letterbox.

I'd imagine that depends on the lock. It might work with an old style lever lock, but with ours there's no way to access the key from the outside, and they'd first have to turn the key to the correct position to remove it anyway. I can't see how it's any less secure than a thumb turn - worst case scenario it's just as secure/insecure whilst you're at home with the key in the lock and more secure while you're out with no key in the lock.
 
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