Too many credit cards? aka "The Credit Card thread"

HungryHippos said:
I use PayPal gift via amex a lot seems fine so far!
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It's fine with BarclayCard also as I'm using it for a little stooze:

1) On the day my statement is produced, I send my other half £8k by PPG, which she then sends straight back.
2) I then stick this in a savings account for 56 days before paying it off.
3) Barclays also then give me £20 cashback as I earn 0.25% on purchases.
 
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awaiting my new llloyds card with 27mths balance transfer 0%, will transfer balance from halifax card over to there and i wll then have 3 empty cards with 12k, 7k and 7k available on them...

need to do some thinking.
 
El Jimben said:
It's fine with BarclayCard also as I'm using it for a little stooze:

1) On the day my statement is produced, I send my other half £8k by PPG, which she then sends straight back.
2) I then stick this in a savings account for 56 days before paying it off.
3) Barclays also then give me £20 cashback as I earn 0.25% on purchases.
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How often have you done that? Seems pretty obvious manufacturered spend. Not that i want to protect PayPal as I can't stand them; but have you got away with it?

Welshman said:
need to do some thinking.
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Don't hurt yourself
 
dlockers said:
How often have you done that? Seems pretty obvious manufacturered spend. Not that i want to protect PayPal as I can't stand them; but have you got away with it?
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I've been doing it for a year with neither party complaining so far. I could do it once per month instead of every month in order to double the cashback but I figured what I'm doing now is perhaps less likely to be flagged.
 
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