Trading the stockmarket (NO Referrals)

I bet most the stocks you owned in the last year, if you would have held them till now you;d be up massively on them.

It's kinda easy to enter the long term mentality and most people probably aren't messing around with money they can't afford to lose anyway.


During the last year I'd hope most of you are up so much any losses probably don;t even matter that much,
I feel like I'm seeing a lot of newer 'traders' in here. A sure sign of market euphoria. The tears will follow soon enough.. :cry:
 
I bet most the stocks you owned in the last year, if you would have held them till now you;d be up massively on them.

It's kinda easy to enter the long term mentality and most people probably aren't messing around with money they can't afford to lose anyway.


During the last year I'd hope most of you are up so much any losses probably don;t even matter that much,
i haven't really bought much tbh , only started my t212 a while back ,will have a look though out of interest
 
I’m using first direct as that’s who I bank with and was the easiest option.

If you transfer the shares as shares in from an approved sharesave scheme within 6 months of maturity you need a letter of appropriation from the sharesave people to the isa people and they are free from capital gains tax because they are in the isa wrapper.

Feels like a tax efficient way of doing it especially considering the money buying these shares comes out of my salary before tax as well and I do the may £6000 a year. Plus you get the dividends from the shares as which is also exempt from dividends taxes which I believe kicks in at £500 per year.

If the proceeds can be used to buy less risky EFTs it’s even better.

Like the idea of a separate trading account and using the 3k capital gains limit per year.

I can trade those through my bank but just not have them in my ISA.

Are you using T212 and what are the fees, is there a monthly charge + trade fees?

Might set that up for better separation dependent on cost.

EDIT I may be wrong and it’s 90 days

I'm using vanguard for my S&S ISA mainly for buying ETFs long term.
my T212 is my **** about account, there are no fees apart from the standard stamp duty and fx fees but their customer service is VERY poor.

The fees for using banks as trading platform is nomrally higher than a dedicated platform.
 
I'm seriously starting to think about selling a lot of stocks with the world in turmoil.

Doesn't seem like there's much upside with Trump + tariffs + wars.

Gains have been good this year but uncertainty is growing, debt is high, tariffs and inflation will hurt. Especially us here.

There's even a tug of principle investing so heavily in us companies way USA is going now.
 
I'm seriously starting to think about selling a lot of stocks with the world in turmoil.

Doesn't seem like there's much upside with Trump + tariffs + wars.

Gains have been good this year but uncertainty is growing, debt is high, tariffs and inflation will hurt. Especially us here.

There's even a tug of principle investing so heavily in us companies way USA is going now.

What time-frame are you talking about because on the one hand you post many trades in short periods, but on the other there is long term investments you also talk about.

To cover both, long term USA will outperform everyone else, and the dollar also will outperform

Short term, increased volatility creates more opportunity for you and others on here, that increases your edge vs professionals.

the lower the volatility the less return you will get because pro's at wall street have insider information, they don't use it so obviously, but they do use it, they also give media organisations what to talk about to control retail investors.

None of them can predict words coming out of trumps mouth, so when trump says something, it will cause a huge market movement which is opportunity.
 
I'm seriously starting to think about selling a lot of stocks with the world in turmoil.

Doesn't seem like there's much upside with Trump + tariffs + wars.

Gains have been good this year but uncertainty is growing, debt is high, tariffs and inflation will hurt. Especially us here.

There's even a tug of principle investing so heavily in us companies way USA is going now.

And do what with the money if you sell up?

Cash rates are dropping....

Unless you need the money in the short term (6/12 months) - leave it alone.

Time in the markets is better than timing the markets.

I'm sure you said back in December you were taking money out the markets...
 
Meanwhile, the S & P is just going up and up...
It's pretty flat for the past month. Take away the pre-Trump pump and there's very little to be optimistic about, particularly with him now preoccupied throwing hand grenades around doing his best to bring a premature end the US's time as the world's pre-eminent superpower.
 
I'm seriously starting to think about selling a lot of stocks with the world in turmoil.

Doesn't seem like there's much upside with Trump + tariffs + wars.

Gains have been good this year but uncertainty is growing, debt is high, tariffs and inflation will hurt. Especially us here.

There's even a tug of principle investing so heavily in us companies way USA is going now.
Don’t be a sap, as long as long as you are diversified… now is probably a good time to buy. Yeah a few of my single company shares have gone down especially the ones in the eco energy but my ETFs are going up… heck my work market shares prices have doubled in the last year with no signs of slow down, the market loves redundancies as there was another round of redundancies before Christmas and the price jumped up with the announcement. It may be sad for some that are getting made redundant, but it’s a golden parachute for others.
 
PLTR taking a hit today after Trump announced 8% Pentagon budget cut. CEO Taika Waititi did not help by selling $1.2 billion of stock.

 
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And do what with the money if you sell up?

Cash rates are dropping....

Unless you need the money in the short term (6/12 months) - leave it alone.

Time in the markets is better than timing the markets.

I'm sure you said back in December you were taking money out the markets...

Cash or gold.

Even before Trump I had some concerns about valuations (plantir is on 500-600 PE), stocks are hyped up on AI.. And China keeps popping out surprises undermining western valuations.

If Trump plunges Europe into chaos.. That's a hell of a lot of revenue to lose.
Tariffs, sanctions, war.

There's so much uncertainty.. Even cash right now might not be a bad idea.



What we have potentially have coming could be once in a decade or worse. I'm happy to miss out on some gains if it blows over.

We haven't really had a huge drop since I've been investing. But could have one soon enough.
 
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Cash or gold.

Even before Trump I had some concerns about valuations (plantir is on 500-600 PE), stocks are hyped up on AI.. And China keeps popping out surprises undermining western valuations.

If Trump plunges Europe into chaos.. That's a hell of a lot of revenue to lose.
Tariffs, sanctions, war.

There's so much uncertainty.. Even cash right now might not be a bad idea.



What we have potentially have coming could be once in a decade or worse. I'm happy to miss out on some gains if it blows over.

We haven't really had a huge drop since I've been investing. But could have one soon enough.

Each to their own of course..

Why Gold?? - you could argue that's just as "overheated" as the market - it's an all time high right now.

Hardest part of going to cash is when to reinvest. When is the right time? That becomes way more of a phycological battle with yourself.

If you missed the market’s 10 best days over the past 30 years, your returns would have been cut in half. And missing the best 30 days would have reduced your returns by an astonishing 83%.

All about your timescales for the money.... If money is not need for the next 12/18 months+ - leave it invested.
 
As long as interest rates are comfortably beating inflation, I'm happy with my ISA sat in cash earning me money, leaving me flexible to take advantage if there is a big correction. My various pensions are enough exposure to equities. I'm still doing better since November on interest than if I'd kept my holdings, so winning right now.

Bit annoyed my limit buy on Intel at 18.something didn't quite get met, but hey ho.
 
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