Transferring Banks

Buddy · 4 Feb 2015 at 22:16

Absolutely had enough of Barclays!!!

Keen to transfer to a different bank. Anyone done it? Is it a smooth transition? Don't want any disruptions in accessing my money/ to standing orders/ direct debits.

Any particular bank that you would recommend?

Thanks!

Hxc · 4 Feb 2015 at 22:17

Perfectly smooth using the switching service. I have never had issues with Natwest, but First Direct come highly recommended customer service wise, and pay a bonus for switching.

Buddy · 4 Feb 2015 at 22:21

Ah thanks will look into first direct.

"Metro" bank rate highly and they are open till late most days. Shame there aren't many of them around

SpeedFreak · 4 Feb 2015 at 22:22

Just switched to First Direct via the switching service. Was smooth with the only issue being that my employer was not informed of the change when I was assured they would be.

Hxc · 4 Feb 2015 at 22:23

SpeedFreak said:
Just switched to First Direct via the switching service. Was smooth with the only issue being that my employer was not informed of the change when I was assured they would be.

Must be noted that even though they were not, any payments would be forwarded on for 13 months post original account closure

darael · 4 Feb 2015 at 22:23

I thought it was easy enough before this switching service was introduced. My switch included multiple standing orders and direct debits and I didn't have problems with any of them when doing it myself.

SpeedFreak · 4 Feb 2015 at 22:28

Hxc said:
Must be noted that even though they were not, any payments would be forwarded on for 13 months post original account closure

Very true, I was paranoid so just spoke to payroll directly anyhow.

Glanza · 4 Feb 2015 at 22:32

Don't most banks offer to switch all your DD and other payments over for you anyway without using the switching service?

I remember Santander pushing it a few years ago.

Goodie · 4 Feb 2015 at 22:35

I did it a couple of weeks ago from barcleys to Santander. Like you I'd had enough of Barclays, terrible bank, no features to the account and the customer service in branch was atrocious. It's gone smoothly enough, all payments transferred to the new account, I've noticed they even trancferred the details of folks I'd transferred money to with my online banking. Do it mate

Steve2000 · 4 Feb 2015 at 22:38

I moved from Barclays to Santander 123 about 6 months ago. All went smooth as silk, no issues whatsoever.

russell664 · 4 Feb 2015 at 23:09

I am currently moving from Halifax to First Direct, my planned move is on the 12th of this month.

The customer support has been second to none, and the information pack provided tell you everything you need to know. First direct is also part of the HSBC group too.

I only found out about them from here, as I asked about a bank move about a month ago lol.