I was driving down the road earlier and noticed my wingmirror glass hanging off, so stopped and put it back in. It was at this moment my girlfriend chose to inform me that I had clipped the wingmirror of a parked car when I was forced to move out of the way for an oncoming car who was giving it some.
She said there were people getting out of it at the time, so now I am worried that I have done their wingmirror in and will be going through their insurance thus losing me my no claims (I assume they have my numberplate).
I went back down to where my girlfriend said the car was, but its gone now so I couldn't give anyone my details (so I could pay for the damage). What should I do about it? If they do contact their insurance will I be able to pay for the damages myself to avoid losing ncd (i.e. my insurance recover the costs from me)? I can't imagine it will be too expensive since it would have been a piece of wingmirror glass for a fairly old car.
She said there were people getting out of it at the time, so now I am worried that I have done their wingmirror in and will be going through their insurance thus losing me my no claims (I assume they have my numberplate).
I went back down to where my girlfriend said the car was, but its gone now so I couldn't give anyone my details (so I could pay for the damage). What should I do about it? If they do contact their insurance will I be able to pay for the damages myself to avoid losing ncd (i.e. my insurance recover the costs from me)? I can't imagine it will be too expensive since it would have been a piece of wingmirror glass for a fairly old car.