unauthorised transactions on my acc, how ?

[Things change I've changed]

I've just checked my bank acc on-line and I have some unauthorized transactions on my acc (again), one of them is 'HME RTL GRP CARDS' for £400, the bank has told me that it's something to do with Argos made using a card I reported stolen back in June so how on earth they still managed to use it god knows, but the puzzling one is 'PAYPAL *JELSOFT' for £97, the thing is I've checked my paypal acc and there are no transations that have been made for months and certainly not for that amount , is it possible that who-ever took the money just labled it PAYPAL to make it look like a PAYPAL payment ?

Now in regards to the first payment as I've stated it was made using a card that was reported stolen back in June, it was stolen by a work college, I made a thread about it here,

http://forums.overclockers.co.uk/showthread.php?t=17754535

I'm not sure if it was the same person yet as he went away to Portugal on the 25th and the last £400 transaction was made in the UK over the telephone (I was told by the fraud squad) is dated the 3'rd of January, but then I was thinking because of the Christmas period it could have been made earlier but only went through on the 3'rd, anyway I'm gonna report it to the police this time.

 

[Things change I've changed]

WTF, the bank have fully cancelled the card that they should have cancelled in the first place and assure me that no more money should go missing from my acc and then today I check and find another unauthorised transaction,

It's only £4, but you would'nt believe where it went, WWW.MUSLIMAID.ORG , someones setup a direct debit in my name to pay £4 into a Muslim charity every month, is someone having a laugh or what ?, I'm getting paranoid now thinking it maybe someone I dealt with in MM, probably not but I can't help thinking it.

 

[Things change I've changed]

Well the card that was reported stolen has only been in the hands of one guy and that was a (so called) friend of mine in work when he stole it off me back in June, he ended up giving me the card back the next day and my manager got the money that was missing out of my acc taken out of his wages and paid into mine, I've just got a sneaky suspicion that he may of copied all my card details down as a couple of the transactions that was setup were done over the phone, anyway I've just updated the bank with a crime ref number so hopefully they can investigate it further, I just pray for his sake that it's not him, the thing is though he is'nt Muslim, why would anyone steal £4 out of my acc and pay it into a online Muslim charity, I just feels someones joking with me.