What the above says, if your CPU is hitting 100% then realistically you need a faster CPU, and your motherboard won't allow you to overclock either. As stated also, that PSU is a bit of a liability for a higher spec build.
Your options are really wait and see if you can get a good deal on a faster 8 series CPU, i5 or i7 (higher boost clocks and more cores), or if you can, wait and see what Ryzen 2 brings when it comes out, as it may shake the market prices up and is due this half of the year.
It may not be any faster in games clock for clock than what you have perhaps, but if gaming performance is equivalent clock for clock and the £150 Ryzen 2 has more cores and threads than your CPU, and is clocked equivalently or even higher (the i3-8100 is a 3.6GHz max CPU so quite possible based on R5 2600 clocks which is AMDs CURRENT £150 CPU, and also has 6 cores/12 threads - Ryzen 2 should boost performance at the same clocks, and potentially have more cores and higher clocks), then a platform switch would be worthwhile me thinks; plus potentially based on recent testing showed at CES, might do it at lower power draw compared to an equivalent Intel which might allow you to get slightly longer legs out of your not-so-ideal PSU.
Potentially you'd be kicking yourself if you spend say £300-350 now (on a new CPU, potentially mobo and PSU), and then £300-350 will get you a considerably better spec in a few months. Depends on how desperate you are.
I would suggest double checking your CPU usage in game, and make sure nothing else is leeching CPU, and it is indeed the game, just incase you have a 'software bottleneck' in the loop.
Edit:
https://www.youtube.com/watch?v=c_JAOVhiwFk
See this for reference, this is AMDs CURRENT £150 CPU, the next gen should have more cores, higher clocks, have boosted performance at the same clock, and run lower power on top, if current signs are to be believed.
In other words, come Ryzen 2, you'll likely get a lot more for your money going for a Ryzen 2 (3000 series) platform than a mid tier Intel one; as Intel's I5s get pricey, quick.