Vet bills

We were planning to get a cat as our little one loves them and always wants to go over to the neighbours house to see and play with their cats.

Given this thread and costs for insurance and vet fees it's putting me off.

I had a cat (Tom) when I was young and he only went to the vet in his early years as he was a home cat and then developed cancer at the age of 15 and vets told us best to put him down.
 
That Jekka Gal said:
There’s an inneresting factoid I read somewhere that goes along the lines of:

75% of uk vet practices are all owned by 4 major venture capital companies.

Says it all, really.
Click to expand...
This is the reason. I beleive its 60% of practices operated by 6 major players.
VC money came into to consolidate veterinary services about a decade a go. Our local vet sold up and pricing went up 30% over night. There is currently a CMA enquiry into Vet services
CMA Investigation into Vet Services
 
Touch wood, I've not had any issues with our dog. I did make sure to take out pretty hefty coverage for him when we got him though, think we pay ~£60 per month, and that's for £15k cover per year, which starts to decrease from 9 years I think. Few times I've taken him to the vet, I've just paid out of pocket as it's generally been less than the £99 excess.
 
Both our cats died about three years ago, we probably would have got another or more likely a puppy (the girls are desperate for a dog) but spiraling vet / insurance costs are a contributing factor as to why we will never get another pet. I feel that's a real shame but they're a luxury these days that are simply unaffordable.
 
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