Remember that's only if you're in the top 3% of subscribers who regularly exceed this FUP not if you do it once every week or something as irregular as that.
150mb shouldnt mean you would hit the point where your speed gets reduced. Are you sure your not just jumping to conclusions? maybe it was the place you was downloading from that droped in speed.
AFAIK this only applies in peak times, 4pm-9pm, ive hit the limit a few times but hey i still get fairly good speeds even after being capped (Im on 20mbit).
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