I'm off to Amsterdam on Thursday and was wondering if I could use my Visa electron to pay for stuff out there? If I can how is the exchange rate worked out and is it the same rate if I took cash out there or would Halifax charge me more?
Visa Electron
- Thread starter Mundu
- Start date
The rate you will be paying will be the rate that VISA charge at the time that they process it. That is not the same as the rate on the day/time that you used the card.
VISA handling fees are normally near 2.75% + whatever exchange rate there is. Remember, to visa, this is the same as walking in and exchanging card cash over a counter, hense why they charge.
This is not your banks fault, and is not optional, but I do suggest you call your bank to find if there are any additional charges from them.
If you can tell me who you bank with, I should be able to give more acurate details
VISA handling fees are normally near 2.75% + whatever exchange rate there is. Remember, to visa, this is the same as walking in and exchanging card cash over a counter, hense why they charge.
This is not your banks fault, and is not optional, but I do suggest you call your bank to find if there are any additional charges from them.
If you can tell me who you bank with, I should be able to give more acurate details
Yes you will be able to use it, but its not the most widely accepted card in the world. With a proper visa debit or credit card you would be sorted, but electron will probably do in most places.
I have had an electron card for years, but after 2 years of using it I got a mastercard as electron wasnt mainstream enough.
I have had an electron card for years, but after 2 years of using it I got a mastercard as electron wasnt mainstream enough.
Soldato
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- 13 Aug 2004
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They limit the amount you take on a plane? How? Why?
Soldato
- Joined
- 19 Oct 2002
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- 3,216
You can use visa debit cards anywhere in the world the same as a credit card. The fact its a debit card make no different. Visa electron cards (wtf is the point of them anyway?) are nearly uselss abroad, and pretty much a waste of time at home too.
For future reference, nationwide current accounts come with a visa debit card that has no fees for using abroad. They work off the current exchange rate only, you pay nothing else. Its cheaper than exchanging cash and much cheaper than using travellers cheques. Any visa ATM in the world will accept it.
For future reference, nationwide current accounts come with a visa debit card that has no fees for using abroad. They work off the current exchange rate only, you pay nothing else. Its cheaper than exchanging cash and much cheaper than using travellers cheques. Any visa ATM in the world will accept it.
Mundu said:
A couple of months ago when i still had my Halifax visa electron card i used it in the gap store in new york. So if it works in a country that doesn't even issue visa electron cards, sure it will be ok in Holland. Be warned though they charge you £1.50 for each transaction you make.
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