- Joined
- 24 Aug 2009
- Posts
- 2,931
Are you expecting bank of mum and dad to pay for the insurance? Im 18, passed my test 4 months ago and as soon as id passed i was put on dads micra and insurance cost 500 quid just for 6 months. Thats with the car in my dads name. Ive got mates who've got insurance in their name and it has cost them about 1300-1700 for similar sized cars.
You can potentially get a few hundred quid off insurance with pass plus but id wait till your looking to get insured before you do that as not all companies take pass plus into account. You only get a big discount when the car is in your name. You could always have the car in your parents name and you be the main driver but thats highly illegal.
Id wait until you have either passed or have got to the stage where you can drive your own car with mum or dad in it before you buy a car. That way you can maybe save a bit more money and have more time to find a better deal. Keep an open mind on cars, dont let stigma's stop you getting the best value car either.
If your lucky you can get insured for 70 quid like my mate. But his mum has back problems so its some special insurance. His mums got a wicked 2.0 L Golf TDI. Lucky git.
I wouldn't go on my parents insurance. I would like to go on my own and earn some bonus's

