What is insurance like on kit cars?

saitrix · 31 Jul 2006 at 10:52

Hi,

How expencive is insurance on kit cars at all? Also who are good to try for quotes?

Looking at the Quantum 2+2.

penski · 31 Jul 2006 at 10:55

Stop looking - it's a mkIII Fiesta with a fibreglass body.

You can get specialist insurance on a lot of kit cars that turns out to be very cheap...Often they need to be a second car though.

The solution? Buy a knackered FIAT Panda, cut out the VIN plate, scrap the rest, get it insured for about £2.63 and insure the kit car as a second vehicle for £400.

You also get a year's NCB that way too

*n

saitrix · 31 Jul 2006 at 10:58

Yeah I hadn't read up on it that much before posting, not so keen on it now.

Hadn't thought of that one penski.

cloudy · 31 Jul 2006 at 11:07

Insurers at the moment are talking about £300 per year for my one off scratch build, up to 6k miles, fully comp - no claims bonus not available (used on my daily car), and i'm 21

I suggest looking at a different kit car though, those are awful....

James

Bobster · 31 Jul 2006 at 11:09

Get a westy

FakeSnake · 31 Jul 2006 at 11:10

My cobra cost me £260/year f/c limited 3000 miles.

Go to a specialist kit car insurer, as many mainstream ones wont even have kits cars listed on thier system.

cloudy · 31 Jul 2006 at 11:11

7's are common as muck!

I'd go with an ultima tbh :cool:

saitrix · 31 Jul 2006 at 11:11

cloudy said:
Insurers at the moment are talking about £300 per year for my one off scratch build, up to 6k miles, fully comp - no claims bonus not available (used on my daily car), and i'm 21

I suggest looking at a different kit car though, those are awful....

James

Suggest anything that could be used as an only car?

Bobster · 31 Jul 2006 at 11:14

cloudy said:
7's are common as muck!

Thats 'cos there great

cloudy · 31 Jul 2006 at 11:25

saitrix said:
Suggest anything that could be used as an only car?

Ultima GTR, Diablo replica, GT40 rep, Aeon

saitrix · 31 Jul 2006 at 11:27

cloudy said:
Ultima GTR, Diablo replica, GT40 rep, Aeon

At 18.

Firestar_3x · 31 Jul 2006 at 11:27

Your talking serious money for things like that though i mean just a shell for a diablo cost well over 5k.

cloudy · 31 Jul 2006 at 11:28

Well i'd say if you are on a budget go with a seven with full wet gear - It'll still be cold as hell in winter though

James

Zip · 31 Jul 2006 at 11:31

saitrix said:
At 18.

Design and create your own kit car. Could be fun

saitrix · 31 Jul 2006 at 11:31

cloudy said:
Well i'd say if you are on a budget go with a seven with full wet gear - It'll still be cold as hell in winter though

James

Is there any kit cars that are practical enough for daily use, ie it has a boot and with a soft/hard top. That a 18 year old can drive and get insured on. For roughly £4k.

Westyfield2 · 31 Jul 2006 at 12:01

Bobster said:
Get a westy

Quoted for truth.

Then join the:

This post may be biased as a Westfield owner

cloudy · 31 Jul 2006 at 12:03

Zip said:
Design and create your own kit car. Could be fun

As someone who has, I advise against it - I feel like most of my life is spent in the garage at the moment!

James

penski · 31 Jul 2006 at 12:11

How much are GTM Libre's going for these days?

*n

saitrix · 31 Jul 2006 at 12:24

Saw one on Pistonheads for £6k.

Townlea · 31 Jul 2006 at 14:19

GTM Libra V6