New plan, a mate of mine (girl), has a 55 reg clio 1.2 16v which should be great on fuel and has alloys and stuff so isn't appauling, should see a nice cheque come in my direction from the insurance company. She wants to do a swap. I will take out/off some of my bits and sell seperately, and her clio is worth a bit more than a 1.6 focus 02 reg anyway. Then I can save all my money get this loan paid as much as possible. hopefull by this time next year, there will be only a few grand left and I can sell the clio and clear the debt. Then I'm free. Ther e will be no 17" tyre bills, no 30mpg and its brand new so is under warrenty, shouldent cost me anything.
The issue is its still under finance, does she have to pay it off with annother loan, or can she ring her finance company and swap her finance to my car? Obviously im not swapping unless its HPI clear.
Cheers for the ideas guys and hopefully this time next year I will be asking you what nice car I should buy. Hmmm elise........