What to do?

Shikkaka

Shikkaka

Shikkaka

Soldato
Joined
10 Jun 2003
Posts
2,881
Location
Nottingham
Reet,

I currently have £1500 saved for a car. I am selling my xbox 360 to my mum for £320 and putting that towards my car funds.

I have two options.

1) I have been offered a cheap £300 run around car of someone my mum knows. It's a Citroen AX. It's got a 1.f-all litre engine and is basically not what i would be looking for. This would cost me £450 to insure. The benefits of buying this car are, it gets me on the road and i am able to go look at other cars as and when i please. My mum has offered to put some towards the insurance for xmas instead of giving me money, and buying the car with the 360 money, leaving my £1500 in tact and paying for the remainder of the insurance monthly. The plan then is to save money each month till i find a car i want.

2) Keep the £1500 I have and put the £320 towards that and also any more i get for xmas. This should leave me with around £2200, which should get me a half decent car.

Now with option 1 I can't help but see it as a waste of money. Sure it's a cheap car and it gets me on the road but it's still gonna be £750 i could put towards the £1500 I have. My mum however see's option 1 as the way to go.
 
Either way it would only be a 300 quid waste, leaving you to save up for a year and then buy something even better?

But personally i'd choose option 2
 
markeh said:
Either way it would only be a 300 quid waste, leaving you to save up for a year and then buy something even better?

But personally i'd choose option 2
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It'd be a waste of about £500 cus the money i'd get of my mum for xmas would be paying partly for the insurance. It's £500 i'd rather put towards what i already have.
 
go option 1 as your first car you may well do something silly in it best to save you quids and buy what you really want when you can afford it. I know its the boring option but just think winter is rapidly approcahing, and think icy roads and lots of idiots, would you rather have em bump you 400 quid ax or your total savings other car??? i know what id rather
 
I'd go for option 1. Is the boring option, but in the long run it'll be a better idea.

Or you could stick a bit of money ontop of that £300 (for the AX) and find something a little better for 5-600.
 
Is this a first car?

If so then I'd go for option 1. I stacked my first car within 6 months of driving and many of my friends at the same age/experience level scraped and dented their cars as well as one or two write-offs.

Save the money, build up the NCB cheaply, don't worry about servicing and such like and if you get a year of motoring out of it you can be happy in the knowledge you can get something better, insured for less and with more experience under your belt in 12 months.

Don't think of it as a waste of money. If you buy a £2K car you're going to want to look after it. I'd wager over a year, you'll spend more than the value of the AX in keeping such a motor in tip-top condition and on the road. With the AX you can just not give a ****. I actually have a friend of mine who does this all the time. Buy a £300 car, run it into the ground for a year then ditch it for another.
 
Option 1 and don't forget you're not really wasting the money you spend on the AX. As long as it doesn't go wrong, you could probably sell it for pretty much what you paid for it when you find a car you like. If you keep the AX for a year and get a years NCB, you'll then be able to insure decent cars much more easily as well.
 
The car would be my fourth car. Been driving for 2 and a half years now

I had a megane coupe 2.0l before this but sold it. Going from a 150bhp car to the AX will plain **** me off. I want something with a bit of poke in it.

I don't really wanna spend more than 2.5k on a car anyways but do want something that is nice and has a bit of street cred ;). The AX would purely be so I got something to run around in, which i'm not too fussed about at the min anyways.
 
Ax's are seriously seriously bad m8. I would avoid them. The pedals are skewed to the left and the brakes are really very bad indeed. They also roll more round corners than anything ive ever been in.

Considering its not going to be your first car and you have some experience, id go for something a bit nicer than the norm with a decent engine. By this i mean id be looking at some older saloons rather then silly hatchbacks.
 
OK, my post doesn't really apply then.

This is more of a lifestyle deicison rather than a pure motoring one. I would be like you and have great difficulty in stepping down to an AX. How important is driving to you and can you afford the more expensive option are the questions only you can answer.
 
BigT said:
OK, my post doesn't really apply then.

This is more of a lifestyle deicison rather than a pure motoring one. I would be like you and have great difficulty in stepping down to an AX. How important is driving to you and can you afford the more expensive option are the questions only you can answer.
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Looking to spend around £2000 on a car and around £600 on insurance. For me that's Saxo VTR sort of insurance group.

Have been without a car for a while now, i only really miss it at weekends. I do love driving though so am after something that is fun. Don't want it to be too heavy on fuel.
 
Steameh said:
Brothers xmas prezzy.

Now back on topic ;)
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Back on topic? you mentioned Xboxes in the OP mate!

A bit steep that price me thinks.... :p

Anyway, option 2 gets my vote. :)
 
R124/LA420 said:
Back on topic? you mentioned Xboxes in the OP mate!

A bit steep that price me thinks.... :p

Anyway, option 2 gets my vote. :)
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The topic wasn't. "Why I am selling my xbox to my mum" though was it ;) and it would be in completely the wrong forum section.

That price includes plenty of goodies. She is getting a bargain.
 
Steameh said:
Brothers xmas prezzy.

Now back on topic ;)
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Ah I wondered too. :)

The AX is pretty old and flimsy, option 2 would be good as you can get a good car for that money.
 
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