What would you do...

s0ck · 25 Aug 2009 at 18:19

...if you discovered that when your joint account was split two years ago with your ex, she *somehow* gained full visibility of your account from that moment on. Despite the 'joint' account now being YOUR account and she had created a new, unique, account with the same bank?

We're talking full proxy-like access here...

After 2-3 months, bank then admits human error, isolated incident, one off, etc, etc and drops 50 notes into your account. No technical reason as to how it could possibly have occurred, though or how this rogue process has now been amended thus making it impossible to re-occur.

What would you do?

vanandjuanunited · 25 Aug 2009 at 18:21

move banks

POB · 25 Aug 2009 at 18:22

I would accept the £50 from the bank and be happy.

(then move banks)

Russinating · 25 Aug 2009 at 18:26

Probably not much you can do other than enjoy the £50.

Werewolf · 25 Aug 2009 at 18:31

Report it to the banking regulator and possibly the DPA regulator - it's a fairly serious breach.

Sinque · 25 Aug 2009 at 18:32

Take them for all they have.

purexxevil · 25 Aug 2009 at 18:35

Threaten to go to the papers?
Might get you more monies!
See how many more 50s you can get outa them.

Then move banks.

gumbald · 25 Aug 2009 at 18:37

Regulators.

What did she see you buying that you didn't want her to?

SourChipmunk · 25 Aug 2009 at 18:38

POB said:
I would accept the £50 from the bank and be happy.

(then move banks)

This.

So, what kind of incriminating evidence did she gain by having access to your account? Did she notice all the money you've spent at the boozery and strip clubs?

Westyfield2 · 25 Aug 2009 at 18:41

Take the £50 and stay with the bank.

arc@css · 25 Aug 2009 at 18:46

Werewolf said:
Report it to the banking regulator and possibly the DPA regulator - it's a fairly serious breach.

This. Do it asap.

^TANK^ · 25 Aug 2009 at 18:50

POB said:
I would accept the £50 from the bank and be happy.

(then move banks)

KiTBoH · 25 Aug 2009 at 19:53

Milk it for all it's worth

Not sure how to go about that but some people on here seem to know.

Fido McNasty · 25 Aug 2009 at 20:12

Erm, off the top of my head.. Breach of contract ? Check small print. Failure to provide adequate security measures and failure to notify yourself accordingly, or failure to provide correct contract terms. Bribery. Data protection act contravention, almost definately. The potential risks were, and remain a serious unprotected liability as you simply do not know what she has collected or had the potential to collect.

The bank have paid up £50 because that little backhander represents a better 'investment' for them as opposed to a several hundred thousand pound legal case coupled with a very likely compensatory payout on true determination of 'the contract'.

Aside from that take the £50 and get completely legless.