Soldato
- Joined
- 4 Aug 2007
- Posts
- 22,396
- Location
- Wilds of suffolk
Consider a One Account, you pump your mortgage and savings etc into one. You only pay mortgage level interest on your total outstanding. So it goes down on payday and up as you pay bills throughout the month. You escape the pitfalls of potentially going overdrawn on bills, dont need to look for places to earn interest on savings etc since by default your "savings" have earn't interest at the same rate as your mortgage and they are therefore tax free.
Its a slight risk for you due to not fixing, but you two sound good with money and you can potentially save loads by this method.
Its a slight risk for you due to not fixing, but you two sound good with money and you can potentially save loads by this method.